Best Episodes of The Tim Ferriss Show

A curated episode list by Podchaser
Creation Date August 1st, 2018
Updated Date Updated July 3rd, 2019
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Fitness

#102: "The Iceman," Wim Hof
The Tim Ferriss Show
WARNING: AS I’VE EMPHASIZED BEFORE, NEVER DO BREATHING EXERCISES IN WATER OR BEFORE TRAINING IN WATER. SHALLOW-WATER BLACKOUTS CAN BE FATAL. Wim Hof (@Iceman_hof) is a Dutch world record holder, adventurer and daredevil, commonly nicknamed “The Iceman" for his ability to withstand extreme cold. He is the creator of the Wim Hof Method and holds more than 20 world records. Wim is an outlier of outliers, as he routinely asks scientists to scrutinize and validate his feats. Here are just a few examples: In 2007, he climbed past the “death zone" altitude on Mount Everest (~7,500 meters) wearing nothing but shorts. In 2009, Hof completed a full marathon above the polar circle in Finland, in temperatures close to −20 °C (−4 °F). Dressed in nothing but shorts, Hof finished in 5 hours and 25 minutes. Hof holds the current Guinness World Record for the longest ice bath, now set at 1 hour 53 minutes and 12 seconds. But it’s not just cold. In 2011, he ran a full marathon in the Namib Desert without water. The run was performed under the supervision of Dr. Thijs Eijsvogels. He can also run at altitude without suffering from altitude sickness. In the same year, he was injected with toxins under doctor supervision and demonstrated that he could effectively control his autonomic immune response. Wim was able to raise his cortisol levels and lower his blood concentrations of cytokines (inflammatory mediators) using solely his meditation and prep techniques. Not only this, but he was able to train others to achieve the same effect… with only 4 days of training!   We dig into all this and more.  I loved this conversation and hope you do, too... All show notes, links, and resources from this episode can be found at http://fourhourworkweek.com/podcast This episode is brought to you by Audible, which I have used for years. I love audiobooks. I have two to recommend right off the bat: The Graveyard Book by Neil Gaiman – Perhaps my favorite audiobook of all time. Vagabonding by Rolf Potts – This book had a huge impact on my life and formed the basis for a lot of what has become The 4-Hour Workweek To get your free audiobook and a free 30-day trial, go to Audible.com/Tim. You can choose from the two audiobooks listed above or from 180,000+ audio programs. They offer audiobooks, magazines, newspapers and even classes. It’s that easy. Go to Audible.com/Tim and grab your free audiobook. This podcast is also brought to you by MeUndies. Have you ever wanted to be as powerful as a mullet-wearing ninja from the 1980’s, or as sleek as a black panther in the Amazon? Of course you have, and that’s where MeUndies comes in. I’ve spent the last 2-3 weeks wearing underwear from these guys 24/7, and they are the most comfortable and colorful underwear I’ve ever owned. Their materials are 2x softer than cotton, as evaluated using the Kawabata method. Check out MeUndies.com/Tim to see my current faves (some are awesomely ridiculous) and, while you’re at it, don’t miss lots of hot ladies wearing MeUndies.
Ep 50: Dr. Peter Attia on Ultra-Endurance, Drinking Jet Fuel, Human Foie Gras, and More
The Tim Ferriss Show
Peter Attia, MD, is the President and co-Founder of the Nutrition Science Initiative (NuSI). He is an ultra-endurance athlete, compulsive self-experimenter, and one of the most fascinating human beings I know. Peter also earned his M.D. from Stanford University and holds a B.Sc. in mechanical engineering and applied mathematics from Queen’s University in Kingston, Ontario, Canada. All show notes and links can be found at www.fourhourworkweek.com/podcast.
#172: Dom D'Agostino -- The Power of the Ketogenic Diet
The Tim Ferriss Show
Dr. Dominic "Dom" D'Agostino (@DominicDAgosti2) is an assistant professor in the Department of Molecular Pharmacology and Physiology at the University of South Florida Morsani College of Medicine, and a senior research scientist at the Institute for Human and Machine Cognition (IHMC). He has also deadlifted 500 pounds for 10 reps after a seven-day fast. Many of you sent enthusiastic follow-up questions after the last conversation we had, so Dom took the time to answer your most popular questions. In particular, he focused on ketosis, ketones, and the ketogenic diet -- so you can consider it the ketosis master class (especially if you combine both episodes, though this one does stand alone). It takes a few minutes for Dom to warm up -- so be patient! If you have an interest in these types of metabolic therapies, whether for performance enhancement, endurance, weight loss, or fighting cancer, diabetes, or any number of other maladies, you will find a gem within this episode. Enjoy! Show notes and links for this episode can be found at www.fourhourworkweek.com/podcast. This podcast is brought to you Gymnastic Bodies. This is the training system that I am most obsessed with at the moment. Coach Sommer appeared on a previous episode of the podcast, which turned into a sleeper hit. He is the former USA national team coach for men's gymnastics and creator of this bodyweight-based training system. I'm not easily impressed, and I have been completely blown away by the sophistication and the elegance of his programming. I have been using Gymnastic Bodies for just a few months now, and I already feel more flexible and stronger than I have in years. Check out GymnasticBodies.com/tim, where you'll find the Fundamentals course for diagnosing your weakest areas, those you can tweak for fast improvements. It is incredible. Take a look at GymnasticBodies.com/tim for more details and a large discount. This podcast is also brought to you by Four Sigmatic. I reached out to these Finnish entrepreneurs after a very talented acrobat introduced me to one of their products, which blew my mind (in the best way possible). It is mushroom coffee featuring chaga, which was introduced to me by Laird Hamilton, the king of big wave surfing. You just add the entire packet to hot water. It tastes like coffee, but there are only 40 milligrams of caffeine, so it's got less than half of what you would find in a regular cup of coffee. I do not get any jitters, acid reflux, or any type of stomach burn. It put me on fire for an entire day, and I only had half of the packet! People are always asking me what I use for cognitive enhancement -- right now, this is the answer. You can try it right now by going to foursigmatic.com/tim and using the code "Tim" to get 20 percent off your first order. If you are in the experimental mindset, I do not think you'll be disappointed.
#91: Charles Poliquin on Strength Training, Shredding Body Fat, and Increasing Testosterone and Sex Drive
The Tim Ferriss Show
Charles Poliquin (@strengthsensei) is one of the best known strength coaches in the world. He has trained elite athletes from nearly 20 different sports, including Olympic gold medalists, NFL All-Pro’s, NHL All-Stars and Stanley Cup champions, and IFBB bodybuilding champions. His clients include long-jump gold medalist Dwight Phillips, NHL MVP Chris Pronger, and MLB batting champion Edgar Martinez, among many others. Poliquin is currently teaching advanced hypertrophy, nutrition, and strength seminars alongside one of my favorite athletes, Olympic weightlifting icon and medalist Dimitry Klokov. Poliquin has authored more than 600 articles on strength training, and his work has been translated into 12 different languages. He has written 8 books, including his latest, "Arm Size and Strength: The Ultimate Guide." Find much more about Poliquin and his latest at  strengthsensei.com. In this episode we cover every strength trainng and fat loss topic you've ever thought about, including... Thoughts on hormone replacement therapy (HRT)  Exploring the use of Deca-Durabolin to support joint repair  Thoughts on the pre-workout warmup  Most common post-workout mistakes Commonly neglected ways to decrease body fat  Thoughts on achieving maximal strength on a plant-based diet  And much, much more Links, resources, and show notes from this episode can be found at http://fourhourworkweek.com/podcast This episode is sponsored by Athletic Greens. I get asked all the time, “If you could only use one supplement, what would it be?” My answer is, inevitably, Athletic Greens. It is your all-in-one nutritional insurance. I recommended it in the The 4-Hour Body and did not get paid to do so. Get 50% off your order at https://www.AthleticGreens.com/Tim This podcast is also brought to you by 99Designs, the world’s largest marketplace of graphic designers. Did you know I used 99Designs to rapid prototype the cover for The 4-Hour Body? Here are some of the impressive results. Click this link and get a free $99 upgrade: http://www.99designs.com/tim. Give it a test run. Enjoy!
Ep 57: Pavel Tsatsouline Answers Your 15 Most Popular Exercise Questions
The Tim Ferriss Show
By popular demand, this is a follow-up episode with Pavel Tsatsouline, a world-class strength coach. In this ep, he answers your 15 most popular questions, as voted on by nearly 1,000 of you. Show notes and links for both of Pavel's episodes can be found here: www.fourhourworkweek.com/pavel

Success

Ep 60: Tim Ferriss Interviews Arnold Schwarzenegger on Psychological Warfare (And Much More)
The Tim Ferriss Show
In this episode, I interview the one and only Arnold Schwarzenegger... at his kitchen table. We dig into lessons learned, routines, favorite books, and much more, including many stories that I've never heard anywhere else. As a starting point, we cover: - The Art of Psychological Warfare, and How Arnold Uses It to Win- How Twins Became His Most Lucrative Movie (?!?)- Mailing Cow Balls to Politicians- How Arnold Made Millions -- Fresh Off The Boat -- BEFORE His Acting Career Took Off- How Arnold Used Meditation For One Year To Reset His Brain- And Much More... Links and show notes can be found at fourhourworkweek.com/arnold.
#106: Scott Adams: The Man Behind Dilbert
The Tim Ferriss Show
Scott Adams (@scottadamssays) is a famous cartoonist and the creator of the Dilbert comic strip, which has been published in more than 2000 newspapers in 57 countries and in 19 languages. In my conversation with Scott, we cover topics ranging from the rise of Dilbert's success, to how he uses affirmations to impact stock market decisions, success with women, and building his career.  We also talk about Scott’s interest in hypnosis and its role in Dilbert's success. Plus, we dive into his current fascination -- Donald Trump.  You'll also find out more about: Goals vs. systems, and how he has used them to get what he wants in life His first ever Dilbert paycheck The six dimensions of humor How he got into the best shape of his life at age 58 and much, much more. It is a really fun conversation. Scott is one hell of a character and a hilarious guy. Enjoy! Show notes and links for this episode can be found at www.fourhourworkweek.com/podcast. This podcast is brought to you by Vimeo Pro, which is the ideal video hosting platform for entrepreneurs. In fact, a bunch of my start-ups are already using Vimeo Pro. WealthFront uses it to explain how WealthFront works. TaskRabbit uses it to tell the company’s story. There are many other names who you would recognize among their customers (AirBnB, Etsy, etc.) Why do they use it? Vimeo Pro provides enterprise level video hosting for a fraction of the usual cost. Features include: Gorgeous high-quality playback with no ads Up to 20 GB of video storage every week Unlimited plays and views A fully customizable video player, which can include your company logo, custom outro, and more You get all this for just $199 per year (that’s only $17 per/mo.). There are no complicated bandwidth calculations or hidden fees. Try it risk-free for 30 days. Just go to Vimeo.com/business to check it out. If you like it, you can use the promo code “Tim” to get 25% off. This is a special discount just for you guys. This episode is also sponsored by 99Designs, the world’s largest marketplace of graphic designers. Did you know I used 99Designs to rapid prototype the cover for The 4-Hour Body? Here are some of the impressive results. Click this link and get a free $99 upgrade. Give it a test run…  
Discipline Equals Freedom -- Jocko Willink
The Tim Ferriss Show
Jocko Willink (@jockowillink) takes over the show for a special episode. As I learned during our first interview, he is one of the scariest human beings imaginable.In this episode, Jocko shares lessons from his new book Discipline Equals Freedom: Field Manual. Trust me, it's fantastic. In this talk he discusses:The success mindsetHow to stop laziness and procrastinationBehaviors that lead to failureHis exact workoutsHow he adapts his training when he's on the roadAnd much, much moreJocko is a legend in the Special Operations world. His eyes look through you more than at you.Jocko enlisted in the Navy after high school and spent 20 years in the SEAL Teams, first as an enlisted SEAL operator and then as a SEAL officer. During his second tour in Iraq, he led SEAL Task Unit Bruiser in the Battle of Ramadi--some of the toughest and sustained combat in the SEAL Teams since Vietnam.Under his leadership, Task Unit Bruiser became the most highly decorated Special Operations Unit of the entire war in Iraq and helped bring stability to Ramadi. Jocko was awarded the Bronze Star and a Silver Star.Jocko is also the co-author of  Extreme Ownership: How U.S. Navy SEALs Lead and Win -- which I loved.This podcast is brought to you by Helix Sleep. I recently moved into a new home and needed new beds, and I purchased mattresses from Helix Sleep.They offer mattresses personalized to your preferences and sleeping style -- without costing thousands of dollars. Visit Helixsleep.com/TIM and take their simple 2-3 minute sleep quiz to get started, and they’ll build a mattress you’ll love.Their customer service makes all the difference. The mattress arrives within a week, and the shipping is completely free. You can try the mattress for 100 nights, and if you’re not happy, they’ll pick it up and offer a full refund. To personalize your sleep experience, visit Helixsleep.com/TIM and you’ll receive $50 off your custom mattress. Enjoy!This episode is also brought to you by LegalZoom. I’ve used this service for many of my businesses, as have quite a few of the icons on this podcast — such as Automattic CEO Matt Mullenweg of WordPress fame.LegalZoom is a reliable resource that more than a million people have already trusted for everything from setting up wills, proper trademark searches, forming LLCs, setting up non-profits, or finding simple cease-and-desist letter templates.LegalZoom is not a law firm, but it does have a network of independent attorneys available in most states who can give you advice on the best way to get started, provide contract reviews, and otherwise help you run your business with complete transparency and up-front pricing. Check out LegalZoom.com and enter promo code TIM at checkout today to save 15%, and see how the fine folks there can make life easier for you and your business. 

Life Philosophy

#178: Tony Robbins - On Achievement Versus Fulfillment
The Tim Ferriss Show
I'm very pleased to welcome Tony Robbins (@tonyrobbins) back to the show. (You can check out our previous in-depth conversations here: Part 1 and Part 2). For those of you that aren't familiar, Tony Robbins is the world's most famous performance coach. He's advised everyone from Bill Clinton to Mikhail Gorbachev to Serena Williams, and Leonardo DiCaprio to Oprah (who calls him "superhuman"). This time around, we discussed a number of topics we didn't get to cover in our previous interviews. I also hit him with some new rapid-fire questions. Some of the highlights of our conversation include: Tony's best investment ever Quotes he lives by (and how he puts them into action) The worst advice he regularly hears Why he changed his diet for the first time since age 17 And much, much more Without further ado, please enjoy this follow-up conversation with Tony Robbins. Show notes and links for this episode can be found at www.fourhourworkweek.com/podcast.  This podcast is brought to you by Audible. I have used Audible for years, and I love audio books. I have two to recommend: The Graveyard Book by Neil Gaiman Vagabonding by Rolf Potts All you need to do to get your free 30-day Audible trial is go to Audible.com/Tim. Choose one of the above books, or choose any of the endless options they offer. That could be a book, a newspaper, a magazine, or even a class. It's that easy. Go toAudible.com/Tim and get started today. Enjoy. This podcast is also brought to you by Wealthfront. Wealthfront is a massively disruptive (in a good way) set-it-and-forget-it investing service led by technologists from places like Apple. It has exploded in popularity in the last two years and now has more than $2.5B under management. Why? Because you can get services previously limited to the ultra-wealthy and only pay pennies on the dollar for them, and it's all through smarter software instead of retail locations and bloated sales teams. Check out wealthfront.com/tim, take their risk assessment quiz, which only takes 2-5 minutes, and they'll show you -- for free -- exactly the portfolio they'd put you in. If you want to just take their advice and do it yourself, you can. Well worth a few minutes to explore: wealthfront.com/tim.
Ep 41: Rolf Potts on Travel Tactics, Creating Time Wealth, and Lateral Thinking
The Tim Ferriss Show
"War is God's way of teaching Americans geography." - Rolf Potts Rolf Potts is the author of Vagabonding (hear the audio book sample here), one of my favorite books of all-time.  It was one of just two books (the other was Walden) that I carried with me around the world from 2004-2005.  Those adventures led directly to The 4-Hour Workweek. In this often hilarious conversation, Rolf and I dig deep into travel tactics, creating time wealth, "managing success," and much more.  It's a fun romp through every imaginable topic, from business to poetry, and from Wall Street to psychedelics.   Enjoy!Tim
Ep 42: Rolf Potts (Part 2) on Travel Tactics, Creating Time Wealth, and Lateral Thinking
The Tim Ferriss Show
Part 2 of 2 "War is God's way of teaching Americans geography." - Rolf Potts Rolf Potts is the author of Vagabonding (hear the audio book sample here), one of my favorite books of all-time.  It was one of just two books (the other was Walden) that I carried with me around the world from 2004-2005.  Those adventures led directly to The 4-Hour Workweek. In this often hilarious conversation, Rolf and I dig deep into travel tactics, creating time wealth, "managing success," and much more.  It's a fun romp through every imaginable topic, from business to poetry, and from Wall Street to psychedelics.  Show notes, including all links and resources: www.fourhourworkweek.com/podcast
Ep 52: Ed Cooke, Grandmaster of Memory, on Mental Performance, Imagination, and Productive Mischief
The Tim Ferriss Show
Ed Cooke is a dear friend and a Grandmaster of Memory.  In 2010, he was interviewed by a journalist named Joshua Foer. Under Ed's Yoda-like training, Joshua became the very next American Memory Champion in 2011.  It took less than a year for Ed to transform a novice from unknown to world-class.But how?!?   Aha... This interview explores Ed Cooke's brilliant techniques (many of which I use), strategies, and practical philosophies.  To boot, he's also a wicked funny bastard!  If you enjoyed the epic interviews with Kevin Kelly, Josh Waitzkin, or Maria Popova, you'll love Ed.  He's one of a kind.
Ep 53: Ed Cooke (Part 2), Grandmaster of Memory, on Mental Performance, Imagination, and Productive Mischief
The Tim Ferriss Show
Part 2 of 2... Ed Cooke is a dear friend and a Grandmaster of Memory.  In 2010, he was interviewed by a journalist named Joshua Foer. Under Ed's Yoda-like training, Joshua became the very next American Memory Champion in 2011.  It took less than a year for Ed to transform a novice from unknown to world-class. But how?!? Aha... This interview explores Ed Cooke's brilliant techniques (many of which I use), strategies, and practical philosophies.  To boot, he's also a wicked funny bastard!  If you enjoyed the epic interviews with Kevin Kelly, Josh Waitzkin, or Maria Popova, you'll love Ed.  He's one of a kind.  
#128: Derek Sivers Reloaded - On Success Habits and Billionaires with Perfect Abs
The Tim Ferriss Show
Derek Sivers (@sivers) is one of my favorite humans, and I call him often for advice. Think of him as a philosopher-king programmer, master teacher, and merry prankster. Originally a professional musician and circus clown, Derek created CD Baby in 1998. It became the largest seller of independent music online, with $100 million in sales for 150,000 musicians. In 2008, Derek sold CD Baby for $22 million, giving the proceeds to a charitable trust for music education. By popular demand, this is round 2 with the amazing Derek Sivers! This episode can be listened to independently of our previous conversation, which can be found at fourhourworkweek.com/derek ### This podcast is brought to you by Mizzen + Main. These are the only “dress” shirts I now travel with — fancy enough for important dinners but made from athletic, sweat-wicking material. They are a personal favorite of NFL phenom J.J. Watt, alongside many professional athletes. Mizzen now also make chinos, which stretch in four directions, and are perfect for all climates. For all of their clothing: no more ironing, no more steaming, no more hassle. Click here for the exact shirts I wear most often. Just go to fourhourworkweek.com/shirts and find what you like.
#71: The Master Creator - How Jon Favreau Went from Swingers to Elf to Ironman to Chef
The Tim Ferriss Show
  Jon Favreau (@Jon_Favreau) is a man of many talents.  He burst onto the acting scene with his role in Rudy.    He first established himself as a writer with the iconic cult hit Swingers, in which he starred.   Then, Favreau made his feature film directorial debut with Made, which he also wrote and produced. Other directing credits include Iron Man, Iron Man 2, Cowboys & Aliens, Elf, Zathura, and Chef, which he wrote, produced, directed, and starred in.    Lots of commas!  This man does everything.   Recent acting credits include The Wolf of Wall Street and Identity Thief.  Favreau is currently directing a live-action film with groundbreaking technology that blow your mind — an adaptation of Disney’s Jungle Book, set to be released on April 15, 2016. In our conversation, we dig deep into his creative process, how he writes, the inflection points in his career, how he prepared for Chef, and much more. The impact of Dungeons and Dragons? The value and danger of motorcycle treks? It's all in here.   All show notes, links, and resources related to this episode can be found at fourhourworkweek.com/podcast   This show is sponsored by:   Onnit Labs — See the gear I use by clicking here.   99Designs — See the competitions I’ve run there, including the mock ups for the cover of The 4-Hour Body, which hit #1 NY Times.

Entrepreneurship

Ep 33: Ramit Sethi on Persuasion, Negotiation, and Turning a Blog Into a Multi-Million-Dollar Business
The Tim Ferriss Show
Ramit Sethi built his personal finance blog (ramitsethi.com) up to 500,000+ readers per month, and has since turned it into a revenue generating monster.  I don't use that phrasing lightly.  In this episode, we dig into the nitty-gritty tools, software, and experiments he's used to turn a college side project into a multi-million-dollar business with 30+ employees.This episode is brought to you by The Tim Ferriss Book Club. See the 4-6 books (and free samples of all) at www.audible.com/timsbooksAlso, would you like to join me and Richard Branson for a week of mentorship on his private island? Take a look at this: www.shopify.com/tim
Ep 34: Ramit Sethi (Part 2) on Persuasion, Negotiation, and Turning a Blog Into a Multi-Million-Dollar Business
The Tim Ferriss Show
This is Part 2 of a two-part interview.Ramit Sethi built his personal finance blog up to 500,000+ readers per month (http://www.ramitsethi.com), and has since turned it into a revenue generating monster.  I don't use that phrasing lightly.  In this episode, we dig into the nitty-gritty tools, software, and experiments he's used to turn a college side project into a multi-million-dollar business with 30+ employees.This episode is brought to you by The Tim Ferriss Book Club. See the 4-6 books (and free samples of all) at http://www.audible.com/timsbooksAlso, would you like to join me and Richard Branson for a week of mentorship on his private island? Take a look at this: http://www.shopify.com/tim
#209: The Random Show Threesome -- Tim Ferriss, Kevin Rose, and Matt Mullenweg
The Tim Ferriss Show
My first live podcast in New York City was recorded at the 92nd Street Y to a sold-out crowd of about 900 people. This episode comes from The Random Show segment of the evening when I took the stage with Kevin Rose and Matt Mullenweg. Kevin Rose (@KevinRose) has been my partner in crime for many things. He's one of the best stock pickers in the startup world, the co-founder of Digg and Milk, a general partner at Google Ventures, and CEO of Hodinkee. Matt Mullenweg (@photomatt) is most associated with a tool that powers more than 25% of the entire Web: WordPress. He's also the CEO of Automattic, which is a multi-billion dollar, fully distributed startup. We talk about lots of things -- including setting goals and New Year's resolutions. I hope you enjoy! Show notes and links for this episode can be found at www.fourhourworkweek.com/podcast. This podcast is brought to you by Rhone Apparel. Dozens -- maybe even hundreds of you -- have asked me: "What shirts are you wearing in your recent YouTube videos?" They're a very specific set of shirts from Rhone. I'm packing for a trip for seven to ten days, and I would say half of what I'm going to pack is from Rhone. These are the most comfortable shirts (and Rhone stocks way more than shirts) that I have ever worn -- at least for active wear. But you can even sneak them into a business casual event or dinner if you're a Long Island kid like me. Rhone has minimal branding, so you don't feel like you're walking around with some sort of billboard on your chest. They come with pure, melted-down silver in the fabric -- anti-odor technology so you don't smell like a musk ox halfway through the day. I love Rhone's shirts, pants, and shorts, and I've been wearing them pretty much every day for the past few weeks. Luckily, there's no risk in trying them out: free shipping and a 100-day return policy should help you decide if they're worth it. Plus, listeners get an exclusive 15% off for using the code TIM at checkout and a special holiday bonus. Find 'em at rhone.com/tim. This podcast is also brought to you by Wealthfront. Wealthfront is a massively disruptive (in a good way) set-it-and-forget-it investing service, led by technologists from places like Apple and world-famous investors. It has exploded in popularity in the last two years and now has more than $2.5B under management. In fact, some of my good investor friends in Silicon Valley have millions of their own money in Wealthfront. Why? Because you can get services previously limited to the ultra-wealthy and only pay pennies on the dollar for them, and it's all through smarter software instead of retail locations and bloated sales teams. Check out wealthfront.com/tim, take their risk assessment quiz, which only takes two to five minutes, and they'll show you for free exactly the portfolio they'd put you in. If you want to just take their advice and do it yourself, you can. Or, as I would, you can set it and forget it. Well worth a few minutes: wealthfront.com/tim.