Should you still send out invoices? This was brought up during a recent webinar on small business finances and the discussion was divided between sending invoices is a necessity vs being insensitive. Today, we are going to talk with our #Askthe

Stop Buying Things When You Already Have the Answer

Apr 21st, 2020 17m 22s

Hey business owner... you have been in business for over 5 years now and you know what it takes to make money, retain clients and build a business. You have read the books. Invested in coaches and mentors. You have gone to the workshops. You kn

Why You Need to Hoard Money ASAP!

Apr 20th, 2020 25m 19s

Yes. You should be hoarding money right now! Today, we are going to talk preparing your business and personal finances for what has yet to come. From building cash reserves, severely cutting expenses and have a plan... we are going to cover it

Behind the Scenes and Managing a Team

Apr 15th, 2020 18m 5s

Taking a look at having a team on this Behind the Scenes Saturday. A new, and eye opening, addition to running a company is managing a remote team. This has definitely forced me to operate business differently because communication matters.Mor

FriYAY Fun... What is on Your Spending Bucket List

Apr 14th, 2020 19m 39s

It is time to lighten the mood! What is on your spending bucket list? With the heaviness of coronavirus, trying to manage a business and talking about money decisions... even I am exhausted! So... let's dream spend. I am going to tell you the t

How to Manage Business Finances During a Crisis

Apr 13th, 2020 34m 6s

Today we get to ask the hard questions to our new #AsktheBLive CFO, Andrea Jack! Andrea is CEO & Accountant with D&P Financial Services and she is joining us weekly to talk small business finances. The lingering questions from the #CARESAct, Pa

Got Enough Toilet Paper? Seriously, How are You Doing?

Apr 12th, 2020 19m 30s

I will admit, even my brain is at overload at the moment. With so many money decisions to make, staying in touch with friends and family, making sure my team is okay and trying not to eat all of the cookies... it is safe to say a lot is going o

Can the Economic Injury Disaster Loan Help You as a Solo Business Owner?

Apr 11th, 2020 28m 1s

With so many programs available under the #CARESAct just know you will be reading a lot if you decide to apply. So, we are going go over some basic information for you to determine if the Economic Injury Disaster Loan is a good move for your so

How Long Can Your Business Operate?

Apr 10th, 2020 19m 30s

How long can your business operate? Let's be honest, some of us run solo businesses that operate month-to-month and as long as money comes in we are fine. Well, the current global environment is changing the landscape on us and we have to answe

What You Can Do Right Now to Get Ahead of Your Personal Finances

Apr 5th, 2020 22m 7s

It is safe to say that our personal finances will take hit, if not already, during the uninvited coronavirus world tour. Here are a few tips on how to determine if you should cancel or put subscriptions on hold; how to grow savings; and negotia

Behind the Scenes and Details Since 7/1/19

Apr 4th, 2020 22m 34s

Today is Behind the Scenes Saturday. I retired the original run of Ask the Budgetologist on 7/1/19 because after two years, business got busy. LOL! Now that things have slowed down, and the economy is screwing with your wallets, I figured what

Can the Paycheck Protection Program Help You as a Creator, Freelancer or Solo Business Owner?

Apr 3rd, 2020 25m 54s

Can the Paycheck Protection Program help you as a creator, freelancer or solo business owner? With $350 billion available to business owners, this #CARESAct program could help you but their are some GOTCHAS to pay attention to when looking at e

Can Freelancers, Solo Business Owners and Creatives File for Unemployment?

Apr 2nd, 2020 25m 36s

Are you wondering if you can file for unemployment as a freelancer, solo business owner, creative, speaker or gig worker... the short has is perhaps. The long answer is... depends on where you live and how your business is set up. Let's talk #C

Relief Packages, Stimulus Bills, Free Money... I'm Back... Oh My!

Apr 1st, 2020 20m 38s

After an almost one year retirement, Ask the Budgetologist with Phylecia Jones is back because it is time to have a serious talk about money! Due to the ongoing challenges with COVID-19 and coronavirus, solo business owners, freelancers, creato

429 - The Pressure to End the Year RIGHT

Nov 7th, 2018 26m 29s

The end of the end of the year is almost here and I am wondering if you are feeling the pressure? The pressure to end the year right? The pressure to start a new year right? Yeah... it can be a lot to process at this time of year. Let's chat ab

428 - 6 Degrees of a Speaking Opportunity

Nov 6th, 2018 25m 59s

Did you know that most speaking gigs are landed by chance meetings? The cliche of you never who you are sitting next too is alive and well in the speaking industry but if you are not open, you can blow and it in a matter of minutes. Today, let'

427 - Averaging $45,000 in Annual Sales... Sigh

Nov 5th, 2018 29m 45s

Solo businesses are up, but sales are down? Hmmm... According to Small Business Trends, solo business owners average $45,000 in annual sales and have a 4% economic impact. Discussion time! Got questions? Click HERE and ask!Cheers and Happy

426 - Could $1000 Ruin You Financially?

Nov 4th, 2018 29m 44s

39% of Americans are one paycheck away from $1000 ruining them financially. The age that is getting the most is between 53 and 62. Let's have a reality check on getting into debt.If you need some help figuring out where to start with your finan

425 - Behind the Scenes Saturday and Prepping for TEDx

Nov 3rd, 2018 35m 8s

It's behind the scenes Saturday and I am going to tell you what I am doing to prep for TEDx, the process of making goals and why people are coming to me for live streaming.Got questions? Click HERE and ask!Cheers and Happy Budgeting,P.S.

424 - Make a List because the Holiday Spending is Happening

Nov 2nd, 2018 25m 51s

Make a list and check it twice because the Holiday spending is about to happen to you! Let's kick off the Friday Holiday Budgeting Series with how to prepare your money!Got questions? Click HERE and ask!Cheers and Happy Budgeting,P.S. Are

423 - 1st of the Month Financial Review

Nov 1st, 2018 24m 5s

Hey! It's November and it's time to do a 1st of the month financial review. Let's figure out what you did and what you will need to do before the end of this month!BTW... If you don't your guide on how to mange your money in 2hrs or less each m

422 - What to do When Friends Give Their Business to Your Competitor

Oct 31st, 2018 34m 55s

Have you ever had a good friend that gave their business to your competitor? This has the makings of you questioning everything from your business to your friendship. Let's talk about a few ways to handle this with grace.Got questions? Click H

421 - 5 Common Mistakes to Avoid When Pitching for Speaking Gigs

Oct 30th, 2018 53m 39s

Do you want to know some of the mistakes speakers make when pitching? I can give you a long list but I will start with the top 5 I see on regular basis as a speaker coordinator. Join in on the discussion because it is going to be good!Got ques

420 - How NOT to be Desperate for Money and Clients

Oct 29th, 2018 29m 39s

Have you ever been so desperate for money or clients in your business that you jumped at the first thing that resemble an 'opportunity'? Usually, those moments become HUGE lessons. Let's talk about how NOT to be desperate for money or clients.

419 - Okay... It's Time to Pause

Oct 24th, 2018 4m 44s

A semi-special, not so special announcement about the show... I am learning you cannot power through everything... big ole sigh... Got questions? Click HERE and ask!Cheers and Happy Budgeting,P.S. Are you tired of seeing less qualified an