The Truth In Lending Act requires disclosure of the Finance Charge and APR to better protect the consumer. How does it protect someone who is looking for a mortgage? Listen to this episode to find out.

The Loan Estimate Fee Buckets

Apr 16th, 2020 14m 54s

The Loan Estimate is bound by accuracy requirements that require loan costs be disclosed to within allowable thresholds. How accurate? Listen in for a description of the 3 buckets of fees.

When Can I Revise My LE?

Apr 13th, 2020 10m 36s

The Loan Estimate is meant to be disclosed accurately, of course. But what happens if something changes and what we've sent initially no longer works? Check out this episode to learn more about the rules of the REVISED LE.

What are the 4 C's of Credit?

Apr 10th, 2020 11m 51s

Credit qualification can be complicated but it's really based on a basic model of balance. If you're not familiar with the 4 C's of credit, check out this episode. (we may even give you the 5th C, too)

What Is A HECM?

Mar 27th, 2020 9m 6s

There are a lot of opinions about the Reverse Mortgage out there. Sometimes, it's pretty controversial. What are the basics? Listen to this episode.

What Else Do You Recommend?

Mar 11th, 2020 11m 8s

It's the never-ending search for the "next best thing." If you're searching and searching for that KEY piece of information you think you NEED to be best prepared for your NMLS test... you'll want to listen to this episode.

Is It SAFE To Assume?

Mar 11th, 2020 8m 37s

I'm ALWAYS asked about how to judge the scores people are getting on their NMLS prep practice tests and do THOSE scores reflect on how well prepared someone is. Ever thought about this yourself? Listen to THIS episode for an answer.

What Is A Transitional License?

Mar 2nd, 2020 5m 42s

Can you originate loans before you get an MLO license? Maybe you've heard that you can with a "transitional" license, but what's the catch? Find out more in this episode!

How Does TRID Affect TILA and RESPA?

Feb 27th, 2020 5m 3s

The TRID rule replaces TILA and RESPA, right? Well, no... just consolidates some of the main disclosures to make it easier on consumers. Want to know how? Listen in.

Now Do I Have My NMLS National License?

Feb 27th, 2020 5m 29s

So once you pass your NATIONAL exam, you can originate nationwide, right? Not so fast... listen up.

How Do I Sign Up For The NMLS Test?

Feb 19th, 2020 6m 23s

Don't know how to sign up for the NMLS Test? Listen up!

What Is The Difference Between Law and Ethics?

Feb 16th, 2020 2m 57s

There is an important connection to consider when preparing for Federal Law questions and Ethics questions on the exam. When you understand the relationship, you can field questions for either section much more easily.