It's time for a listener money story! This week we interview TaNeisha Barton, who entered college with a lofty goal of graduating with her PhD by the time she was 30.  After graduation, TaNeisha decided to take a real look at her student loans. With 112,000K in loans, and mounting credit card debt, she needed a plan, fast! TaNeisha met her now-husband and with his support, she started following what she calls Dave Ramsey "light." After only 18 months, she had paid her student loans off in full! She credits being the "No" girl for making it happen. Today, TaNeisha and her husband are focused on paying off their mortgage.

TaNeisha's story focuses on being honest with yourself about your real numbers.  She went all the way through her PhD program with the attitude that as long as she was making money, she was fine. Through this process to become debt-free, she learned valuable lessons, including the fact that if it were easy, everyone would do it!  Oh, and her "pro-tip" for shopping on Amazon alone is worth a million!