At the Hoornstra Financial Group, Ted Hoornstra and his team take a comprehensive approach to planning your financial future. Part of that may include investing in the stock market, and this may vary with how much risk you're comfortable with.

Annuities

Jun 8th, 2021 9m 51s

Annuities can often be a scary topic, because many people don't understand them. But they can provide income and stability in retirement. Today, Ted Hoornstra breaks down the different types of annuities, and what you can do with them. Fixed A

Estate Planning

Jun 8th, 2021 8m 54s

Estate planning is a crucial part of your overall financial plan. It ensures your wishes will be respected, and the loved ones you leave behind will be taken care of. There are six aspects of estate planning, broken into two groups. Ted Hoor

Life Insurance and Long Term Care Insurance

Jun 8th, 2021 8m 54s

Life insurance and long term care can be an important part of your overall investment strategy. Long term care coverage has changed significantly over the years as health care costs have skyrocketed.Ted also breaks down different types of life

Bitcoin and Cryptocurrency

Jun 8th, 2021 9m 49s

Many of our clients and listeners have questions about Bitcoin and Cryptocurrency. Today, Ted Hoornstra from the Hoornstra Financial Group and Concord Advisors walks us through Bitcoin.We start with the Ted's interaction with some of Bitcoin's

What The Blue Wave Means For Your Money

Jun 2nd, 2021 14m 23s

In recent weeks, Ted Hoornstra keeps getting the same question from his clients. "What does the blue wave mean for my money and my future?"Today, Ted and Jon break down what the Democrats' control of the White House and Congress could mean, bot

Looking Ahead to 2021

Feb 4th, 2021 17m 51s

With the new year (finally) upon us, Ted Hoornstra and Jon Gay are back to check in on where we were, where we're at, and where we're going.We first do a quick update on families - the two and four-legged members. We also check in on the polit

Robert Thigpen and the Welcome Process

Dec 28th, 2020 12m 56s

Today, Ted Hoornstra introduces us to Robert Thigpen. Robbie takes our clients through the onboarding process, and he explains what to expect when you meet the Hoornstra Financial Group - it's a process that includes:Getting To Know YouConsoli

The 4 Types of Annuities

Dec 7th, 2020 19m 56s

Ted Hoornstra of Concord Advisors and the Hoornstra Financial Group is back to cover a topic that's seen a lot of media attention lately - annuities. He breaks down each of the 4 types:Fixed AnnuitiesImmediate AnnuitiesVariable AnnuitiesFixed

Post Election and Year End Advice

Nov 20th, 2020 14m 20s

Following a visit from Eta, Ted Hoornstra is here to clean up his parking lot and help you clean up your finances as we close out 2020.The two big stories of the year, of course, were Coronavirus and the election. We start with a discussion abo

What's Next After The Election

Nov 12th, 2020 13m 48s

Today, Ted Hoornstra from Hoornstra Financial Group and Concord Advisors joins Jon Gay to discuss the Election, and what's next. We recorded this episode the morning after the Election, November 4th, before a winner was declared.Ted explains

Planning

Nov 4th, 2020 23m 51s

June Market Update

Sep 4th, 2020 20m 43s

Today, Ted Hoornstra of Hoornstra Financial Group and Concord Advisors takes stock of where the markets sit as we enter June.We take a close look at City National Rochdale's "Speedometers" to see where different aspects of the economy are trend

Retirement Buckets, CARES Act Highlights, and Stocks

Jun 4th, 2020 26m 56s

Today, Ted Hoornstra of Hoornstra Financial Group and Concord Advisors explains the concepts of retirement buckets. Everyone should have three - short, medium, and long term.Next we look at some of the high-level details of the CARES Act. Thi

Episode 5 Coronavirus and The W Curve

Apr 30th, 2020 19m 40s

Today, Ted Hoornstra and Jon Gay take a look at Coronavirus and, pardon the cliche, the "new normal." Ted talks about his mom, "Bathroom Betty," is coping - and whether wine delivery is an essential job.On a more serious note, Ted explains th

What Do We Do?

Apr 10th, 2020 23m 20s

Market volatility has a number of investors nervous. In today's episode of the CAFE, Ted Hoornstra explains how the Coronavirus and more have affected the market, the mistakes to avoid, and the importance of both diversification and reallocatio

Where We Have Been, Where We Are, and What Is Ahead

Apr 10th, 2020 24m 49s

Past, Present, Future - these are all important areas to look at with your financial advisor. Today, Ted Hoornstra of Hoornstra Financial Group and Concord Advisors does just that by taking a look at:The SECURE ActTiming of your 2019 Tax FormsE

2020 Predictions

Jan 20th, 2020 23m 14s

2020 is here, and it's prediction time.Ted Hoornstra of Hoornstra and Concord Advisors talks about the factors that will affect market volatility in 2020.US-China relations, tariffs, and the resulting impacts will certainly affect the market, f

How To Get Started

Jan 9th, 2020 19m 20s

In our first episode, Ted Hoornstra of Hoornstra Financial Group explains what to expect when you walk in, some of his history in and out of the business, and what makes the Hoonstra Financial Group and Concord Advisors unique. If your advisor