If the root of our economic problem is the tendency toward centralized, globalist bureaucracies (like the EU and the WTO and the IMF and the World Bank) why does anyone believe the solution will be centralized, globalist bureaucracies (like the BRICS Bank and the EEU and the AIIB)? Today we look at a truly paradigm-shattering civilization-wide change taking place right now that has the potential to undermine the status quo: the peer-to-peer economy.