We talk with BJ about what measures and options are being put in place with this pandemic.

Hardship options that you can ask about are deferred payments or interest only payments.  To find out more, contact your bank.  That information should be readily available on your monthly mortgage statement.

BJ also covers how escrow is handled with any hardship option you may choose, plus what information you should have available when you call your bank.

In addition to helping you in the short term, these hardship option payment plans will not affect your credit score.  All reporting to the credit bureaus is being waived during this time.

Should you consider refinancing your mortgage now?  It might be a great time to do so.  Rates are the lowest they have ever been.  But it will depend on your financial and employment situation right now.  Right now is a great time to be prepared to refinance.  Contact your bank and start the conversation.

Featuring insights from individual contributors from all corners, nooks and crannies of the Columbus, Ohio region, Scott McComb, Chairman & CEO of Heartland Bank, has a goal to get to the why of our evolving and eclectic environment.  Check back often for updates to the list of the latest interviews with some of the area's most interesting individuals who are 'Driving the CBus'!

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