We both have huge sympathy with those sectors and people who have really, really suffered through the pandemic. Many have lost loved ones and what they love. But this may offer some hope for the future because we discuss how there is more money available than ever before and it may be that NOW is the time for you to get out there and access it.

If you would like Ray and Nigel to work with you then get in touch - email us at [email protected]

The 'Perfect' Proposal Template in Just 20 Slides - HERE or https://www.htrmoney.co.uk/

The HTRM Book – click HERE or enter https://www.htrmoney.co.uk/book

Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/

Email us at [email protected]

Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.

Now go and review our 'entertainment' podcast and we will love you forever!

Much love and gratitude, Ray and Nigel