The insurance company sets a date to visit your project site or location. They arrive, conduct their interviews and evaluate your business operations. You may receive some recommendations following the visit and then you provide your response
Environmental, Social, and Government (ESG) requirements are popping up everywhere. Do you know the expectations of all the various stakeholders that impact your business? These include project owners, general contractors, investors, lenders,
For years, homeowners and personal automobile insurance has been an afterthought for most owners of homes and vehicles. The policies reviewed annually without much fanfare or thought. It seems that all of a sudden we have had a seismic shift
Construction projects are like a big family tree with lots of lines between owners, developers, architects, engineers, general contractors, and subcontractors. There may be nothing more tedious and more important than reviewing and understandi
Companies that learn how to anticipate a crisis can turn that event into a positive business experience and those that are unprepared may never recover. Evaluating and imagining low frequency/high severity risks that could materialize in a fiv
A chance encounter with a table of free donuts started Scott Anderson down an actuarial career path unknown to him at the time. Since then, Scott has become one of the best at explaining why your claim history may not really be your final clai
Minnesota is heading toward legalization of recreational marijuana by the end of May. The changing landscape has already impacted, and will continue to impact employer drug testing programs. Legalization does not change the fact that employer
One of the greatest risks that businesses face without much of a safety net involves hiring and retaining the right people for the job. In a tight labor market, the winners will understand the market and evolve to meet the moment. GenZ has al
There must be a better way. At times, the traditional insurance procurement process feels inefficient and inconsistent. The group captive model looks to turn that process on its head by returning control to you. A captive is an insurance com
Increasing property valuations, inflation, supply chain disruption, and frequency of natural catastrophes are just a few of the challenges facing the property insurance marketplace. The forecast is for many of these challenges to persist, howe
71% of the earth is covered in it. All of us need to drink it and most businesses rely on it. We can live in hot environments and cold environments, but we can't live without water and we can't live under the water. Water has also been one o
The insurance industry has been on the forefront of climate impacts as the frequency of storms and fires continues to increase. Those impacts are felt throughout the entire business ecosystem. The transition to a more resilient economy has al
Two million employees in the United States are impacted by workplace violence (including gun violence) each year accounting for about 15% of all workplace fatalities; putting the United States at the highest end of the risk spectrum across the
Work life impacts home life and home life impacts work life. The responsibility of the employer towards mental health is rapidly evolving. In construction, the suicide rate is 4 times the general population and mental health impacts countless
Yes, even the insurance industry innovates and transforms. In order to stay a step ahead of the competition, our innovation leadership joins us this month to discuss the new frontier of operations within the insurance industry, and what you sh
For decades, businesses have required certificates of insurance (COI) from subcontractors, tenants, vendors, suppliers, and other third parties to confirm evidence of insurance. This is important to confirm that risk transfer can occur as expe
Did you know that in addition to a significant investment in our roads, the new infrastructure bill also includes a major commitment to making certain that those roads are safer? Join us this month to learn more about what to expect regarding
In many neighborhoods and in many cities, single-family and multi-family homes seem to be getting built at a record pace. Is that really true? What is different about today's construction practices? What are the new risks and insurance indus
No risk management conversation in 2021 is complete without a discussion of the risks, impacts, and mitigation factors related to supply chain management. No businesses are immune from the impact, yet only some understand the complexities and f
What's your new office or facility normal? Businesses are not going back to anything. Businesses are going forward to a new way of working which includes a new use of space. The role of the architect in physical space planning had started to
For over 25 years, the ACE Mentor Program has been living the mission to engage, excite, and enlighten high school students to pursue careers in architecture, engineering, and construction through mentoring and continued support for their advan
The construction industry is the latest example of an industry that is amid a digital transformation. Out of the need for improved collaboration, improved data evaluation, and process consistency to reduce project risk, many in the industry ha
After decades of skyrocketing insurance premiums and protracted litigation over injured worker benefits, construction trade unions and their employers persuaded Minnesota's legislature to pass legislation in 1995 allowing for an alternative wor
Virtual healthcare has significantly evolved over the past several years, and has emerged from the pandemic as a core component of our healthcare system. Employers can capitalize on these changes to improve the health of their employees and im
Vaccines are the single best tool that we have to bring this pandemic to a close. Complex equity issues remain around vaccine distribution, and employers can play an important role in addressing these issues by focusing on the health and welln