The question of how to fund a health plan can be a tricky one for employers. Options have historically been limited, with the only choice being self-funding or fully-funding. And for small and mid-size businesses who couldn’t afford the fully-f
Over the past few years, claims for musculoskeletal, or MSK, care have been fast on the rise, climbing up alongside prescription drug costs. But getting MSK care can be a headache in more ways than one. Trying to figure out what type of provide
For many, underwriting is the black box of the health benefits industry. For years, the calculations, data, and risk factors have been a mystery. But why should it stay that way? Gravie is pioneering a new way forward, called Surgical underwrit
Individual HRA, Individual Market Solution, ICHRA - all three names that can make a simple solution sound complicated. At their core, ICHRAs put choices back in the hands of employees, and remove the unpredictable burden of health plan costs fr
The plight of the uninsured is well documented, but what is less discussed is how those who have health benefits face financial burden due to limits in their coverage. Access to affordable care is an increasing burden for eligible employees, an
Health benefits. They’re a headache, whether you’re an employer or an employee. Out of pocket costs, deductibles, co-pays - each another reason to avoid going to the doctor. But why does it have to be this way?At Gravie, we don’t think it doe