Welcome to part two of us answering how you actually buy a house as a first homeowner! Cat & Christine pick up the conversation from part one to discuss who you need in your first home buyer support crew, some strategies and tactics around buying, the differences in the ways to actually buy a house and more.

We're here to debunk a few of these myths and help you *actually* figure out how you can achieve the property dream. 

In this Part 2 of the property ownership chat, we cover:

• Costs to factor in before and after property purchase 
• Our personal experience with and cost estimations for insurance, lawyers fees and more
• Why you should shop around for mortgage advisers, mortgage rates and potential properties to purchase! 
• The difference between methods of sale for property – Auction vs Price by Negotiation vs Buying House and Land Packages
• Whether there is true value in doing DIY on a property  

We also include a quickfire Q&A based on questions submitted by our Instagram followers. Questions included are: 

• Is it better to use your KiwiSaver as part of your deposit or not touch it? 
• Are there property funds that you can invest in to diversify your risk? 
• Should I pay my student loan of before saving for a house deposit? 
• Should I buy in a cheaper area then rent this house out vs buying in the suburb I live in? 
• Should I buy new or buy old and renovate to add value down the track? 
• How can you boost your deposit $ on a single income? 
• How can I get a home loan being self-employed? 
• What should I budget for – rates, insurance etc? 

…And there's lots more goodness in there, so get listening now.

If you're keen to check out more  head to https://itsnosecret.co.nz/25

If you enjoyed today's show, we'd LOVE for you to rate & review it on Apple Podcasts and share your favourite episode with a friend.

SUBSCRIBE to It's No Secret, wherever you listen to podcasts and never miss an episode: Apple Podcasts - Spotify

Follow us for fun chat & financial tidbits on IG: @itsnosecretnz
Got questions? Get in touch: www.itsnosecret.co.nz