On this show, we talked about the current state of credit card issuers and users, how companies make decisions on credit worthiness and risk, and whether a credit card should be your emergency fund with Beverly Harzog, credit card expert and consumer finance analyst with US News and World Report, best selling author and contributor.  Listen to learn what to do if your credit limit gets decreased! 

You can learn more about Beverly at USNews.com, BeverlyHarzog.com, Facebook, Twitter and LinkedIn.

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