After years of negotiations, AmEx is finally primed to expand to China. But what's a credit card company to do when everyone pays with stuff on their phones? But first, we're still unpacking oil prices this morning — we'll bring you the latest. Plus, a look at Floridas homeless senior citizens. They make up 10 percent of the state's homeless population, and many of them are living out of their cars. Today's show is sponsored by Forex, Alliance For Lifetime Income and the Michigan Economic Development Corporation.