The year is coming to a close. There may be year-end financial to-do’s that have escaped your mind. Here is our year-end financial checklist so you can thrive in the new year!Also, we're hosting The Hope Effect for our Be the Change segment. This charity focuses on helping orphans globally have a better life.Last but not least, Zoey is back for another Money Quiz - a holiday edition! RESOURCES**Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsorsMint: The free budgeting app our family has used for a decade. Side Hustles for Parents: 30 Ideas Moms and Dads can do from home to make $30/hr or more. Quotacy: Get a term life insurance quote today and protect your family from the unexpected. Big Tip Tuesday: The details of how our random acts of kindness challenge works and where to share your kindness.The Hope Effect: Consider donating to support orphans globally.ORGANIZATION OVERVIEW - The Hope EffectMillions of orphaned and vulnerable children around the world are growing up without the love of a family.But there is clear and compelling research on the damaging effects of traditional, institutional orphan care.Children should not grow up in orphanages…kids do best when they are raised in families.The Hope Effect is changing orphan care by providing innovative family-style care, which allows every child to flourish and thrive.We are changing the way the world cares for orphans…because every child deserves a family.FOUNDER - Joshua BeckerJoshua Becker is an author, speaker, and philanthropist. He has written several best-selling books on minimalism, and his website Becoming Minimalist has more than one million readers each month.Inspired by his wife’s experience being adopted, Joshua founded The Hope Effect in 2015.EXECUTIVE DIRECTOR - Joe DaragoJoe is the founder and executive director of The Hope Effect. Joe’s journey into the orphan care world began more than 20 years ago when he and his wife adopted their daughter Sydney from Korea.Seven years ago, they adopted again – this time an older child from Thailand who spent the early part of her life in an institution.Joe has seen firsthand that children develop best when they are in a family environment, and he is passionate about seeing orphans cared for – not in institutions, but in families.OTHER EPISODES YOU MIGHT LIKEFamily Wealth and Happiness: 10 Steps to a Better Tomorrow (Today)Inflation Up, Stocks Down. What Should I Do? 50% to 10%: Why We're Happy Saving Less in FIRE JourneyMKM RESOURCESMKM Coaching: Request a free 15-minute consultation todayYouTube: Subscribe for free to watch videos of these episodes and interviewsInstagram: Follow our IG channelVoicemail: Leave your question or comments here Merch Store: Check out our t-shirts, hoodies, and coffee mugs!DISCLAIMERThis show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.Opinions are the creators alone.Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.CREDITSResearch & Writing: Andy HillPodcast Artwork: Liz TheresaEditor: Podcast DoctorsLearn more about your ad choices. Visit megaphone.fm/adchoices