At 37 years old, Paula is earning $92,000 a year working in tech, But, she’s spent years battling more than $60,000 in debt. Paula bought a piece of land in 2021 and wanted to build a small house on it, but hasn’t been able to find the time or funds to do so. Evy Kwong speaks with financial adviser Jason Heath for recommendations.

All of our participants have been granted anonymity, and so we’ll be using voice actors for their quotes.