Heather is a single 30-year-old pharmacist living in California with her parents. Because of smart financial moves, she’s got $200k saved, $116k of that in a high-yield savings and CDs. Although, she’s got a $300k whole life policy, we give her the benefit of the doubt (sorta - sorry, Heather). While whole life doesn’t break her, yet, she wants to buy her first house. With her salary and ability to stay at home, see why Tim and I think it’s best for her to keep milking the way things are--at least for the time being.