Featuring Dr. Andrew Stotz, the president of the CFA Society in Thailand, founder of investment research firm, A. Stotz Investment Research, and a friend of the show.This interview was conducted on Andrew's podcast My Worst Investment Ever! Stories of Loss to Keep You Winning, the #1 Investment Risk Management podcast for investors of all skill levels.Andrew has over 25 years of investing experience, has been featured on Bloomberg, US News, The Star, among other global news outlets, and it was a joy to sit down and speak with him.Andrew and I discuss how nations industrialize and modernize, the power and development of human capital, how debt factors into economic growth, and what it really means to be a 'service industry'.What does this have to do with overcoming obstacles in investing?Find out by listening!