In this podcast I’m going to cover issues relating to money with middle and high schoolers.  I will go over how to give money and how much, when to give money, and how to set up responsible money habits including how to use an ATM card, checking account, credit cards.  

Money is a huge challenge for us all and at this stage your high schooler or middle schooler is at a huge crossroads with learning life skills.  Dealing with money is a much-neglected skill during these years yet they are the most crucial years to allow as many affordable mistakes as possible. This makes money a prime target for small mistakes now to avoid big mistakes later. If you know someone who can’t manage money as an adult, I’m going to guess their parents didn’t teach them much about it, might have given in to every whim just to keep them happy when they were young.  Hey, that adult might even be you!  

If you listened to my podcast about money for younger kids, you’ll have already heard how to start a small budget for vacations and special events that I call a trinket budget.  We’re going to expand on that concept greatly by including more of the day-to-day expenses our kids encounter, not just vacations and special events.  

With older kids I want to help you introduce money concepts so that by the time they graduate from high school they know about budgeting, credit cards and debt.  I’m even going to show you a way to tie in getting chores done which is such a bonus.  You want to launch a financially responsible child into the world so that you won’t be paying their bills for the rest of your life. 

Here's a transcript of the podcast:  TRANSCRIPT

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Have a blessed rest of your day!