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________Here are the Show Notes________ 

Erin Lowry is the author of Broke Millenial, a book about how to stop scraping by and start getting your financial life in order.

She talks about how she learned about finances at a young age, how she gave up her dream school so she could live her dream life, and how living in New York inspired her to write her book, Broke Millenial.

"Invest your spare change," may be a catchy line but you really can't invest your spare change to wealth. It has to be more than spare change.

In the financial world, you are above nothing. Just because you have a college education doesn't mean that is your way out of financial difficulty. You also need to be prepared to take non-professional jobs or jobs that might be below you.

Just like in any financial goal you have to figure out how to take a high-level idea and break it down into smaller parts. Think of whatever your long-term financial goals are and work backwards to break it down into something that is actually more achievable. A lot of people in their early twenties have beautiful, lofty dreams but no tangible steps on how to get themselves there.  

Podcasts are great sources of information.

Saving is important but earning more is bigger. To earn more is a key part of building wealth. 

The biggest thing when it comes to feeling in control of your money is that you have to identify what you truly value. Don't allow other people to dictate where you should spend your money.

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