by Mallika Mitra Health care costs continue to rise, people are living longer and corporate pensions are an endangered species. What does this all mean for your money? For one thing, it’s more important than ever to save for retirement. That doesn't mean just by squirreling away money here and there, hoping that it will be enough by the time you’re ready to leave your job. To keep up with inflation, that money also needs to grow over time.