Players and coaches retire; people move on. What happens when your financial advisor moves on? When is a 5% return not really 5%? It’s been four years since Congress changed some of the rules about your 401(k), but we still aren’t seeing the re

Do those who predict doom and gloom for the market in 2024 have a point? | Can you get a mulligan on your Social Security? | Tax laws may change dramatically in two years

Jan 16th, 2024 28m 3s

How serious should you take the financial news predictions? If you feel you made a mistake, can you start and then stop Social Security? The Trump Tax Laws expire in 2026. How could this affect you?

How will the financial stories of 2023 unfold in 2024?

Jan 9th, 2024 28m 6s

We look at interest rates, the Fed, markets, regional banks, The Magnificent 7, and more.

The Common Mistakes We See as People Approach Retirement

Dec 19th, 2023 53m 45s

Whether it’s too much risk in your 401(K), too much exposure to one stock, or missing the elements of tax and estate planning, there are a lot of boxes to check off before retirement. This podcast points out some of the mistakes we see and how

Big Social Security news | The passing of a financial giant | Producing Income vs Spending Down Your Money | Is “running out of money” a real concern?

Dec 12th, 2023 28m 29s

There’s a Senate proposal to cut back the taxes you would pay on Social Security. Warren Buffet’s right-hand man has passed away. How do you make your retirement money produce income? The biggest fear of retirees’ is running out of money. Is it

Your “5 year before retirement” checklist | Has Dave Ramsey gone crazy? | The tax brackets are changing. How will it affect you? | Developing multiple paychecks in retirement | Having a plan for your time and your money

Dec 6th, 2023 52m 19s

If you are a list maker, we have your "to-do" list before retirement. Dave Ramsey set the financial world on fire with a very controversial statement. 2024 will bring new tax brackets. Will it help or harm you? Social Security and savings may n

The Importance of Income Planning in Retirement

Dec 4th, 2023 19m 46s

Without income, there is no retirement. Social Security, pensions, 401(k)s, CDs, structured notes: There are a variety of tools to help build a successful income plan and replace your work paycheck with a retirement paycheck.

Taking advantage of ALL growth opportunities

Nov 27th, 2023 8m 12s

You want to protect your money, but not give up growth. Sam Liang talks about other growth options beyond just the Market.

Protection: One of the pillars every retirement plan should be built on

Nov 21st, 2023 8m 45s

When you think of protecting your money in retirement, are you considering more than just the risk of the Stock Market?

Full Show 11/12/23

Nov 14th, 2023 53m 55s

The one big area of concern with interest rates. Should you delay your retirement planning because of an election year? Converting money from a 401(k) to a Roth means watching this number. What are the signals that say, “It’s time to see a fina

Full Show 11/5/23

Nov 7th, 2023 26m 58s

What are the new options to replace bonds on the safe side of my portfolio? Roth IRA or 401(k), which do you dip into first? What does your first meeting at Rubino and Liang look like and how should you prepare?

Full Show 10/29/23

Nov 3rd, 2023 55m 36s

High interest rates are not great if you want to by a car, but they are proving a great opportunity for retirement savers. 43% of people in a new survey plan to take Social Security early and continue to work. Even people with pensions, ample s

Is part of your portfolio experiencing 2008?

Oct 30th, 2023 8m 43s

If your money is underperforming, it may be easy to find out why.

What if you had perfect market timing?

Oct 28th, 2023 5m 35s

Dollar cost averaging vs perfect market timing…who really wins?

70% of people want this from their retirement plan and aren’t getting it

Oct 26th, 2023 6m 16s

Do you have a tax strategy built into your retirement plan?

Is your financial advisor talking to you about taking advantage of high interest rates?

Oct 24th, 2023 7m 1s

Are you looking at the new opportunities in fixed income?

Are there signs 2024 will be better?

Oct 17th, 2023 7m 49s

We look at one prediction for 2024. Should you base your retirement planning on predictions? Probably not. How do you take control of your money when the places you put it seem to be uncontrollable?

Interview with Yale Professors on safe money strategies

Oct 10th, 2023 14m 51s

Sam went to Yale to speak with economic professors Dr. Roger Ibbotson and William Goetzman about where to place your retirement money.

Getting the most out of your 401(k)

Oct 2nd, 2023 56m 1s

Making the Plan for Your Retirement Fun

Sep 26th, 2023 9m 4s

Here’s your brain on retirement: Cruises, travel, grandkids, fishing, golf, and more. But how do you afford all that? As with anything: Before the fun should come a little planning.

Are you taking advantage of the higher interest rates?

Sep 19th, 2023 22m 40s

Everyone loves a good deal. Did you know there is a great opportunity right now for your retirement? Higher interest rates are giving retirement savers a new opportunity with lower risk and better returns than we have seen in years. Are you goi

Changes in Retirement Planning: What Happens When You Have to Change Advisors?

Sep 7th, 2023 5m 12s

What happens when you retire, and your advisor does too? How do you know if the next person is tuned into your needs?

Changes in Retirement Planning: The New Retirement Age and Moving from Saving to Spending

Sep 6th, 2023 12m 20s

What do you think the average age is when people retire? Newsflash: It’s changing! Plus the change you need to make in retirement from saving to spending. How to spend with confidence.

Changes in Retirement Planning: Interest Rates and Investing

Sep 5th, 2023 12m 33s

Interest rates continue to move up. It's a bad thing if you want to buy a house, but a good thing for retirement savers. Plus the move from cash on the sidelines to back in the stock market.

Changes in Retirement Planning: 401(k)s and Social Security

Sep 4th, 2023 18m 57s

Sam Liang of Rubino & Liang Wealth Partners talks through the new rule about 401(k)s that goes into effect next year and the many proposals about Social Security.