In this episode, Wayne Sanford (aka The Credit Guy), shares a wealth of information that can transform your financial future.  As one of the country's leading credit experts, Wayne helps you understand how you can improve your credit without dealing with some of the questionable "credit fix" companies out there.  With 10 years of credit expertise under his belt, Wayne has built a solid reputaiton as one of the good guys in the business - with accreditations and affiliations from universities and even the state of Texas.  There's no doubt that we can all learn from The Credit Guy.

When he started his business, Wayne's goal was to overcome the negative reputation of the credit industry by offering valuable services that truly work to overturn a negative credit history.  He's currently an instructor for the state of Texas - teaching a course as part of the real estate licensing requirements for the state.  

Wayne gives you tips that can help you transform your credit - no matter where you start.

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Tip of The Week from Wayne:

• The Real World of Credit by Wayne Sanford
• PBS: The Secret History of Credit Cards

Tip of the Week from Mark:

• WayneTheCreditGuy.com