Have you ever got a free annual credit report on your own?
If you’re like most people, you don’t think about your credit score very often, let alone think about getting a free annual credit report. Heck, I used to only think about mine when I was about to apply for an auto loan or a mortgage.
If you don’t know your credit score, you’re not alone. In fact, many people I know don’t know their current credit score, and some have never checked their credit score. According to a post on Lexington Law, 54% of Americans say they never check their credit scores.
Many people think that you only need a good credit score if you’re looking to get a loan or a credit card. But if you dive into this episode of the podcast, you’ll see there are several reasons you need a good credit report.
For the full show notes, links, and resources, visit https://www.dailynewyears.com/podcast/033-crush-yo…
— Credit Report vs. Credit Score – [03:19]
— Hard Checks vs. Soft Checks – [04:16 ]
— Top 5 Reasons to get a Free Annual Credit Report – [05:06]
— 1. Saving Money – [05:41]
— 2. Save More Money by Getting Better Insurance Rates – [06:51]
— 3. Rebuild Bad Credit or Fix Credit Errors – [08:34]
— 4. Spot Identity Theft – [10:42]
— 5. Keep Your Score Healthy – [13:12]
— BONUS. It’s Free, so Why Not? – [15:41]
— How often should you run a report? – [17:53]