Making the Most of Your Pharmacy Benefits Program   Pharmacy benefit management. In the United States, a pharmacy benefit manager (PBM) is a third-party administrator (TPA) of prescription drug programs for commercial health plans, self-insured employer plans, Medicare Part D plans, the Federal Employees Health Benefits Program, and state government employee plans.   1. Employees should learn what is available to them through the pharmacy 2. Employees should try to eliminate duplication 3. Benefits are a part of employee compensation 4. Owners should learn to be open to what employees want instead of projecting what they thing employees want 5. Owners should communicate their benefits effectively 6. An non communicated benefit is not a benefit at all   Contact Ben at