"I lost my job and I've piled up a huge amount of credit card debt. I just got a new job but I'm only making $11/hr. What should I do?"

James says – Stop making any payments on your credit cards you can't afford to pay.

I know this goes against what everyone else is telling you but James explains today why this individual shouldn't pay. 

He can't...

Get prepared for the calls and the harassment but don't worry.

Listen here today as James explains why. 

If you have a question that you would like to ask James, you can either: 

Ask a question at Askaltucher.com.

E-mail it to [email protected].

Or, text James at 203-512-2161.

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