The action taken on climate change over the next decade will radically shape the health of the planet for generations. COP26, the 26th UN Climate Change Conference of the Parties happening in Glasgow in November 2021, aims to help us rise to th

What is responsible investment?

Oct 11th, 2021 29m 2s

People often assume that their pensions just sit there. But they’re invested for us – and, when invested responsibly, they can be used to help us move to a more sustainable world. On this episode Andrea Fox speaks to Ashley Hamilton Claxton, He

Where to get financial help if you’re disabled

Sep 6th, 2021 26m 28s

For people living with a disability, their condition can often affect them financially, as well as physically or mentally. While there’s support available for those that need it, with so many benefits and information out there, it can be confus

How to start your own business

Aug 2nd, 2021 45m 5s

The past year has seen many people reassess their career options, and potentially think about starting a business themselves. But what are some of the things you might need to consider before taking the plunge? On this episode Andrea Fox speaks

Why it’s time to think differently about our finances

Jul 5th, 2021 37m 48s

For most of us, when we think about finance, we might consider what products we need or how to save for that big purchase. But in this month’s episode Andrea Fox speaks to Royal London’s Sarah Pennells, a personal finance expert and broadcaster

PRIDE month and LGBT+ finances

Jun 7th, 2021 51m 34s

For many countries around the world, June marks PRIDE month. In this episode we find out why PRIDE month and the events associated with it are still so important and touching on some of the financial issues and barriers faced by the LGBT+ commu

Why is protection insurance so important?

May 4th, 2021 37m 32s

From life insurance and income protection to critical illness cover, protection insurance can be a great way to help to protect your financial future or that of your loved ones. But how do we work out what cover is right for us? On this episode

Your guide to mortgages and home buying

Mar 29th, 2021 34m 3s

There’s a lot to think about when you buy a property, from mortgages and deposits to homebuying schemes and hidden costs. This month Andrea Fox joins Andy Webb, broadcaster, money expert and founder of personal finance blog Be Clever With Your

Navigating your career as a woman or parent

Mar 8th, 2021 37m 19s

In celebration of International Women’s Day, host Andrea Fox joins working parents and comedy duo The Scummy Mummies, also known as Helen Thorn and Ellie Gibson, and Helen Morrissey, a personal finance expert from Royal London. In this episode,

Protecting yourself against financial scams

Feb 8th, 2021 28m 14s

Millions of people are affected by financial fraud and scams every year – whether it’s online, over the phone, by post or in person. In this episode, host Andrea Fox speaks to Marilyn Baldwin OBE, founder of Think Jessica, about how we can spot

Getting your financial year off to the right start

Jan 10th, 2021 42m 13s

Whether you’re one for making resolutions or not, the start of a new year is a good time to take stock of your finances. In this episode, host Andrea Fox joins Georgie Frost, award-winning financial journalist and radio presenter, and Josh Widd

Getting through financial hardship

Dec 10th, 2020 43m 27s

Any one of us can experience financial hardship because of an unexpected life shock. Things like losing a job, becoming ill or losing a loved one can have a huge impact on our finances and our lives. On this episode of ‘The penny drops’ Andrea

Everything you need to know about retirement planning

Nov 23rd, 2020 34m 18s

What sort of lifestyle do you want in retirement? Are you already taking steps to get there, or do you feel there are more important things to worry about right now? In this episode, our host Andrea Fox joins Sarah Pennells, head of financial c

Why we should all be talking about death

Oct 5th, 2020 46m 25s

Death isn’t something we often like to talk about. But it impacts everyone – emotionally, practically and financially – so it’s a topic that we all should all take more time to think about. For some, this year’s coronavirus pandemic may have pr

How to make and stick to a budget

Sep 1st, 2020 43m 42s

How to make and stick to a budgetWhen it comes to your personal finances, what does the word ‘budget’ mean to you? And would you know where to start if you had to put one together? In this episode, our host Andrea Fox talks to Kalpana Fitzpatr

Living, growing and thriving with a disability

Aug 3rd, 2020 39m

In this episode of 'The penny drops', our host Andrea Fox joins Paralympian Sam Ruddock to talk sports, big ambitions, managing finances as an athlete and living with a disability. Born with a form of cerebral palsy that impacts his flexibility

How to plan and manage family finances

Jul 1st, 2020 40m 45s

In this episode of 'The penny drops', our host Andrea Fox talks family finances with Rich Edwards, one half of the hugely popular Two Dads in London blog, and Becky O’Connor, a Personal Finance Specialist at Royal London. This month we discuss

Bonus episode: cricket careers, overcoming challenges and life in lockdown

Jun 16th, 2020 42m 15s

In this bonus episode of 'The penny drops', recorded as an official part of Royal London’s title sponsorship of One-Day International Cricket, our host Andrea Fox speaks to two English cricket stars.Jonny Bairstow plays domestically for Yorksh

Making ethical choices with your money

May 31st, 2020 42m 20s

In this episode of 'The penny drops', our host Andrea Fox joins Rob Harrison, founder of Ethical Consumer – a not-for-profit organisation focused on ethical consumption, trade justice and companies’ social, ethical and environmental behaviour.

Money and your mental health

May 3rd, 2020 45m 32s

In this episode of 'The penny drops', our host Andrea Fox talks to fashionpreneur and mental health campaigner George David Hodgson and Brian Semple, Head of External Affairs at the independent charity Money & Mental Health. This month we look

Staying motivated and determined

Mar 29th, 2020 27m 6s

Determination and motivation is something we can all struggle with, whether it's to do with our work, health, personal life or our finances. In this episode of 'The penny drops', our host Andrea Fox joins Mikael Lawal to talk about his journey

Managing your finances as a woman

Mar 1st, 2020 43m 29s

In this episode of 'The penny drops', our host Andrea Fox speaks to Bola Sokunbi, a certified financial education instructor and founder of Clever Girl Finance, an educational platform and personal finance website designed for women. We talk ab

Why planning for death is so important

Feb 2nd, 2020 35m 38s

In this episode of 'The penny drops', our host Andrea Fox joins finance journalist and BBC broadcaster Guy Kilty to talk end-of-life planning and why it’s important to think about it early on.How can you find more information?Royal London rec

How to save without noticing

Jan 5th, 2020 28m 27s

In this episode of 'The penny drops', our host Andrea Fox talks to personal finance journalist and savings whizz Emma Lunn. This month we're finding out everything you need to know about how to save money.How can you find more information?Roy

Let's talk about pensions

Dec 1st, 2019 33m 49s

In this month’s episode of 'The penny drops', our host Andrea Fox speaks to Sarah Pennells, money expert, author and creator of the UK's leading women’s money website SavvyWoman. Covering everything from contributions to taxes, we’re going back