In the past 15 years, the evolution of payments and the technology behind these transactions has transformed not just how we do business, but how we live our day-to-day lives. Hear Brian Tate, the CEO of the Innovative Payments Association, as he shares his unique perspective on how new payment applications have a history of being both disruptive and a force for good, the regulatory issues surrounding these advancements, and the efforts to break down barriers in development.