We all have a family culture where parents take care of their children until they grow up, sometimes allowing them to neglect their responsibilities because they are with us.In this episode, Melisa Horn and Alden Rowe from Heritage Financial S

Why the S&P 500 Is Not A Diversified Investment Strategy

Jul 25th, 2023 7m 53s

In investing, it is important to explore alternative options in order to minimize the risk of losses.In this episode, I discussed the S&P 500, a stock market index measuring the performance of the 500 largest companies listed on the US stock ex

Tony & René Steelman

Jul 11th, 2023 10m 48s

Ever wondered why everyone who has a personal financial planner says it’s a game changer? In today’s episode, Shanna Tingom of Heritage Financial Strategies introduces Tony and Renée, a retired couple living in Arizona and long-standing clients

From Accounting to Helping Our Clients Build Confidence in their Financial Plans

Jun 27th, 2023 11m 14s

Having a partner who supports you not only in your personal life but also in your business endeavors can bring numerous benefits. From shared goals and mutual support to leverage complementary skills and the ability to navigate challenges toget

Wendy Rios

Jun 13th, 2023 13m 8s

For Wendy Rios, being riddled with debt and financial uncertainty was no longer an option. She wanted to visit the land of financial peace. Her dream became a reality when she and her husband deep-dived into Financial Coach Dave Ramsey's Baby S

How To Graduate from College in 4 Years, Debt Free

May 29th, 2023 18m 15s

Many students are burdened with student loan debt, with 70% of college graduates in the United States having an average debt of over $30,000. As a parent, we all want to see our children succeed and accomplish their goals, especially when it co

Bart Wensink & Lori Durham-Wensink

May 9th, 2023 17m 7s

There are several advantages to getting started with financial planning early and focusing on it with a financial expert. However, we all always have questions about this issue. Today, Shanna Tingom of Heritage Financial Strategies and her two

What can we learn from celebrities?

Apr 25th, 2023 9m 7s

What Do Tom Brady, Usain Bolt, Stephen Curry, Mike Tyson, John McEnero, and Dennis Rodman Have in Common?They were all victims of financial mismanagement, where their money was stolen or misappropriated by the companies or individuals they entr

Liza Maldonado & Mark Durrick

Apr 11th, 2023 12m 25s

Mark and Lizza, two of Shanna's clients, are introduced, as well as the returning listeners to the broadcast. Mark, a Heritage Planning customer for a number of years, explains why he chose to work with a planner. He adds that he needed assista

Shanna's Health Journey

Mar 28th, 2023 17m 4s

In this podcast, I’m joined by my Naturopath Dr. Kasey Nichols of Onyx Integrative Medicine in Gilbert, and we will be discussing how I took physical and financial steps towards a healthier lifestyle, starting in mid 2021.I began by taking bloo

Chris Coates

Mar 14th, 2023 9m 30s

On this episode of Making Money Fun, Christina talked about what it was like, leading up to, and finally working with Heritage Financial Strategies on planning life for her family after retirement. She shared why they decided to hire a planne

Secure Act 2.0

Mar 1st, 2023 6m 24s

Secure Act 2.0: An OverviewThe Secure Act of 2019 was the biggest legislative change to retirement planning since 2006, and it quickly became overshadowed by the COVID-19 pandemic. But Secure Act 2.0 brings even more changes that could signific

How Lisa was able to retire at 42 using good financial planning

Feb 14th, 2023 14m 33s

Why Your Vision Board Should Include a Financial Planner: Getting into the Nitty Gritty with Lisa and ShannaEver wished that you had your very own guardian angel to help you navigate the course of your finances? Well, look no further because yo

A look back at 2022 and forward to 2023 in the markets

Jan 17th, 2023 13m 42s

It's been a turbulent year for investors in 2022, as the Federal Reserve took action against inflation and the stock market reacted to changes in the discount rate. This resulted in a rare phenomenon of both equities and bonds selling off simul

Meet the Team - Melisa Horn

Jan 3rd, 2023 14m 40s

Today’s show is about Melisa Horn, a highly experienced financial professional with over 30 years of experience in banks and credit unions. As Financial Coach with Mindful Money Financial Coaching, Melisa helps clients with budgeting and financ

What To Do With a Windfall

Nov 15th, 2022 11m

A windfall is money that comes to you suddenly, often unexpectedly. This could be an inheritance, settlement, lottery winnings, or even stock in the form of a company IPO. Today, Shanna Tingom of Heritage Financial Strategies and Jon Gay disc

Are Women Feeling More Financial Pressure?

Nov 1st, 2022 5m 9s

Shanna Tingom has long sensed - in herself as well as her clients, that women are struggling with their financial health. Many feel they haven't contributed as much as they'd like to their retirement plan. This money has gone to other places t

The Employee Retention Credit (ERC) Explained

Oct 18th, 2022 16m 54s

Shanna Tingom's guest today is Aaron Witten of Witten Financial. His firm specializes in helping businesses use the Employee Retention Credit (ERC) related to COVID. He's here to walk us through it.The ERC started with the CARES Act in April o

What's Going On With The Market?

Oct 6th, 2022 10m 19s

As we turn the calendar to October, the markets continue to show signs of volatility. Today, Shanna and Jon are here to explore what's happened since our last check in, 3 months ago.In September, the Fed raised the interest rate another 0.75%.

Student Loan Forgiveness: Everything You Wanted to Know

Sep 20th, 2022 12m 8s

Student loan forgiveness was announced a few weeks ago by the Biden administration. What are the pros and cons? Are you eligible? How does it work? Shanna Tingom from Heritage Financial Strategies is here to answer those questions today.Shann

What Happened to Crypto?

Sep 6th, 2022 8m 7s

What the heck happened to Crypto? Over the past couple of years, there have been many headlines around crypto. And recently, the market, as well as various cryptocurrencies, have dropped off sharply. Shanna Tingom starts by breaking down so

Inflation Reduction Act Explained

Aug 23rd, 2022 10m 20s

What is the Inflation Reduction Act, and how will it affect you? Shanna Tingom and Jon break down this new legislation, which the President signed into law shortly before we recorded this episode.First, this will not affect Roth conversions or

Why Everyone Needs A Coach

Aug 9th, 2022 9m 21s

Shannon Tingom of Heritage Financial Strategies is talking about coaches today. Multi-millionaire athletes have them. Successful CEO's have them. We can all use them - in various aspects of our lives.Coaches can be hired to help solve a short

What Shanna Learned From Catching COVID

Jul 26th, 2022 10m 11s

Recently, Shanna Tingom and her family contracted COVID-19. Fortunately, symptoms were relatively minor and everyone is OK. However, being sick and quarantined to a hotel room really gave our podcast host some perspective. What if somethi

What the Phoenix Suns Taught Shanna

Jul 12th, 2022 9m 56s

Sorry to remind you of this, but the Phoenix Suns had a great season - until they didn't. Everything looked great, until an epic, epic collapse in Game 7 against Dallas. You may think you've got smooth sailing with your financial future, and