So your W-2s and 10-99s have arrived in the mail.That means the tax season is upon us once again, and that means it’s time to get serious about doing yours. But did you know there’s certain information the IRS simply doesn’t tell you?Rob West and Steve Moore tell you what you need to know and offer some tax advisors’ insider tips to stress-free filing!(IRS.gov is still a great resource for how to file what.)

Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

Young married couple is completely debt-free with good income.They’ve never had a credit card but wonder if they should get one to help build credit and, therefore, get a better rate on a mortgage down the road?Couple bought a time-share years ago.Now they want to get rid of it.What can they do?22-year-old daughter lives at home.She’s debt-free with $30k in savings in a local bank.How could she earn a better return over the next couple of years before she needs it?(Rob mentions 3 banks with high-yield savings: Ally.com, CapitalOne.com, and Marcus.com)Wife has student loans.Husband’s credit is better than wife’s.He’s wondering if there’s a way that he can take out a loan to pay off his wife’s loans since he would qualify for a better loan rate.A caller’s city has billed each resident about $30k to cover the cost of a new sewer system.She can pay it off over 10 years by financing it through the city, but wonders if there are other options that would be better.

At the end of the program, Steve mentioned the book,Your Money Counts, by Howard Dayton.You’ll find it on our website at MoneyWise.org.While you’re there, you can connect with a MoneyWise Coach or access our other books and many free helpful resources.You can also find us on Facebook (MoneyWise Media) and join the conversation. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

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