Well, it’s the last day to file your income taxes unless you get an extension. And if you waited this long to file, you probably aren’t getting a refund. In fact, the last thing you want in the weeks ahead is to hear from the IRS. Because we all know that a letter from the IRS after April 15thcould mean that you’re getting audited. Today on Moneywise, Rob West and Steve Moore have ways to prepare for an audit and tips on how to avoid one next year. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-I’ve found a job that is a perfect fit, but there might be an opportunity for higher wages elsewhere. Is it best to stay with the job that fits, or pursue the higher wage?-My company is moving our 401(k) options out of mutual funds and into target-date investments. Should stick with the target-date investments? Or send my retirement funding to an IRA?-I’m trying to fix my credit score, but it seems that I’m not making any progress.-I have $80,000 in debt, and I have an opportunity to use my home equity to pay all of that debt off. Should I refinance?

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