Dr. Carolyn Kousky is a researcher and policy expert on natural disasters, disaster insurance markets, and climate risk. Currently, she is Associate Vice President for Economics and Policy at the Environmental Defense Fund. Kousky’s research has examined multiple aspects of disaster insurance markets, the National Flood Insurance Program, federal disaster aid and response, and policy responses to potential changes in extreme events with climate change. She has published academic articles, reports, and book chapters on the economics and policy of natural disasters and disaster insurance markets. She has appeared on NPR, The New York Times, The Washington Post, Fortune, CBS News, and The Financial Times. Kousky received her B.S. in Earth Systems from Stanford University and her Ph.D. in Public Policy from Harvard University.