Ralph DiBugnara is a successful serial entrepreneur and real estate expert. After growing up struggling financially, Ralph knew he wanted more for himself, he didn’t want generational poverty to be his future he wanted to make a generational change. Now he holds the prestigious roles of President of Home Qualified, a digital resource for buyers and sellers, and Vice President at Cardinal Financial, a nationally recognized mortgage loan company. He is even a nationally recognized mortgage banker and real estate expert. With his expertise this led him to start a series called The Real Estate Disruptors, where he interviews guests on investing, property guidance and advice. His program focuses on creating an elite network of industry leaders to help brokers succeed in the social media driven economy. In addition, Ralph launched a mentoring program for inner-city young adults called “The Generation Disruptor Scholarship Program," developed to educate students on how to get into the real estate industry, break generational curses, and cultivate leaders in their communities. In 2021 Ralph plans on reaching more young adults to help get them into The Generation Disruptor Scholarship Program and start a new future for themselves.