Would You Rather:
pay off your debt or go on a vacation
worry about money or worry about happiness
buy now and pay off over 5 years or save for a year and buy cash
Getting Excited About Finances:
What “finances” mean?
Definition – the management of money
Spending and saving
What are some basics of finance?
Don’t spend more than you earn
50% goes to bills – rent, water, electric, phone, etc.
30% goes to wants – a sweater, a concert, your daily coffee, etc.
20% goes to future goals – a house, schooling, a corgi, etc.
Don’t let your future-self take care of your current-self
Have an emergency fund
Why should I be excited about finances?
If you don’t have them under control, it’s going to be a constant weight on your mind.
“You’re going to feel so much better about your life and your situation, but not only that it’s going to help you move forward and achieve your goals.”
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Intro music: Happy Whistle by Scott Holmes
Outro music: Romantic Folk Loop by Twisterium
Would you rather intro music:
“Happy Happy Game Show” Kevin MacLeod (incompetech.com)
Licensed under Creative Commons: By Attribution 3.0 License