Kristine welcomes guest Elena Bell who shares how she drastically reduced her expenses and saved her house. But this isn't a conversation about budgets and spreadsheets, this is a conversation about what it means to completely recalibrate your financial identity in order to move your money ship in a brand new direction.    Elena is a licensed clinical social worker who was doing a lot of stuff right – she owned her home, she had excellent credit, fully employed, paying all her bills and then, one day, one letter in the mail turned her world upside down.   Keep listening and you'll hear her story unfold in four phases. First, she entered a Pain Cycle Phase – where she reached out for help. Second, she entered a Power Cycle Phase – where she gained some knowledge. Third, she entered a Maintenance Phase – where she consistently made better choices. And then she entered a Phase of Thriving – where she is now building wealth.   Full show notes and more info here: https://abundancebound.com/the-podcast/