Anand Agrawal is the Co-founder and CTO of Credgenics - India’s leading recovery and technology-enabled debt collections platform; servicing 7 Banks, +40 NBFCs and fintech platforms. Ethically reducing the massive bad debts for the clients and ultimately the Indian fiscal scene, they are powered by Accel Partners, Westbridge Capital, Tanglin, Titan Capital and boast of progress in AI and Machine Learning. Anand is an IIT-Delhi alumni with a strong Computer Science background and gained experience as a Lead in the data science team of 1MG and Urban Company.