RETIREMENT: PAST, PRESENT, AND FUTURE. Host Bruce Franchi sits down with his Uncle Bob, a retired CPA and corporate CFO, to discuss how the 401(k) became king and the effect it's had on the American economy. Is saving for retirement so difficult or do Americans just need to be smarter with their money? Who has the 401(k) actually helped? What does the inventor of the 401(k) think about his creation now?