Well, this turned out to be one heck of a conversation.  Todd Vercruysse and Michael Garcia are 2 very smart, very real and very fun people.  We sat down to talk about their business, Land Home Financial, here in La Crosse.  And I was honest with them when I said the thought of talking about mortgages and finances for an hour or so didn't sound like fun to me.  I didn't need to worry.  We touched on those topics but then, as good conversations do, it sort of...went every which way.  Scotch vs Bourbon.  Foam (you'll just have to listen).  Who's a a Cubs fan?  And if you can top any of our drinking stories, I want you for my next podcast.

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