John leads the charge on challenging some of the defaults we have in the financial world... and why they're sometimes complete phooey.Timestamps: 2:30 - John doesn't need to iron his shirts to feel like a grownup 9:00 - You don't have to buy a house for Aunt Jo 20:49 - What Kate thinks being an adult is 30:22 - How do you not fall into these defaults? 45:25 - There's a social cost to forging your own path