Setting goals matters, both in our finances and in our general lives... but there's tons of ways to go through that process. We talk about personal goals, income goals and how we plan out our lives.

Timestamps: 1:40 - Kate talks about how she sets goals8:40 - Why Sandi is resisting setting personal goals15:05 - Who are you when you're not working (and why that matters in retirement)25:40 - Income goals and whether they work...or not36:00 - The metrics that matter (spoiler... 'matter' is subjective')43:40 - What we're working on for 2019