Silicon Valley is the home of venture capital and startups — but drive an hour or two outside of the city and you are in a different world. Take Monterey, the site of our own GCVI Summit (March 12 to 14 — listen to the episode to get a 10% discount code on tickets). It is a beautiful city with a world-famous aquarium and a gorgeous golf course, but it is a city of extremes: the median household income is $98,000 while at the same time more than 10% of the population lives in poverty.