Want to scale your real estate portfolio faster? These investment property loans can help. Most real estate investors get stuck early on in their journey. They buy some properties and build up some comfortable cash flow, but then…they can’t qualify for another loan. They’ve either reached the maximum limit on conventional mortgages OR don’t have enough income to qualify for bigger and better investments. So what do they do? Give up? Settle with a small rental portfolio? No, they use THESE investment property loans instead.Jeff Welgan, our investor-friendly lender expert, is back to show us what we’ve been missing. From DSCR (debt service coverage ratio) loans that help you scale to more doors, to no-income-necessary investor loans that don’t look at your income, to business bank statement loans that’ll let you buy homes based on your business’s cash flow, these mortgages can help anyone in any position, purchase real estate faster.If your DTI (debt-to-income) ratio is too high and you’re struggling to qualify for another mortgage, this is THE episode for you. We’ll discuss using your property’s rent to qualify for more, loans that get around DTI requirements, using your business to fund your deals, and the mortgages you should look into FIRST before you move on to more complex loan products. Stick around if you’re ready to scale faster!Thank you to our sponsor, Rent App: the free and easy way to collect rent. 

In This Episode We CoverWhy you cannot overlook rehabbing older homes and outdated propertiesThe two things that tell Lisa an older home ISN’T worth investing in Why termites, foundation problems, and outdated electrical systems aren’t as bad as you thinkThe huge mistake Lisa made that ruined a $100K+ rehab project and how to avoid the same fateTenant retention 101 and best ways to ensure your vacancy rate is low and your cash flow is highDealMachine’s five ways to find motivated sellers in any marketAnd So Much More!Links from the ShowFind an AgentFind a LenderBiggerPockets Youtube ChannelBiggerPockets ForumsBiggerPockets Pro MembershipBiggerPockets BookstoreBiggerPockets BootcampsBiggerPockets PodcastBiggerPockets MerchJoin BiggerPockets for FREELearn About Real Estate, The Housing Market, and Money Management with The BiggerPockets PodcastsGet More Deals Done with The BiggerPockets Investing ToolsFind a BiggerPockets Real Estate Meetup in Your AreaExpand Your Investing Knowledge With the BiggerPockets BooksBe a Guest on the BiggerPockets PodcastAsk David Your Real Estate Investing QuestionDave’s BiggerPockets ProfileDave’s InstagramFind an Investor-Friendly Tax Pro TodayHear Dave on The “On the Market” PodcastWatch Dave on the “On The Market” YouTube ChannelReal Estate Podcast 939 - BiggerNews: 100% Financing for First-Time Home Buyers is HERE w/Jeff WelganWhat Is Debt to Income Ratio? (DTI)DSCR Loans: What Are They And How To Get The Best TermsConnect with Jeff:Jeff's InstagramJeff's LinkedInJeff's Website

(00:00) Intro(03:20) What is DTI? (07:03) Use Rent to Qualify! (09:32) How to Qualify for More (13:30) Investment Loans You’ve Never Heard of (21:48) No Income to Qualify? (26:04) Which Loan to Choose?

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