It's the holiday season, but its the season for other things too. It's always a good time to look at the things in our lives that seem little (that achey-but-not-too-bad arm?) but might turn into something big. Why not take care of it before it gets out of control? Whether its your money or some other thing in life, you're worth it. It's time to start acting like it!We got some great questions from you this week:

(23:44) - How do I get better odds of getting a balance transfer credit card that will cover the full amount of my debt?

(28:23) - I have 40,000 dollars in savings and I’m not sure what to do with it. Is there a better place than my savings account?

Don't forget the whole month of December you can get a 25% discount at our merch store with coupon code HOHOHO!Check out the links below for more reading:The Catalyst: How to Change Anyone's Mind by Jonah BergerContagious: Why Things Catch On by Jonah BergerFSA StoreThe Noodle BudgetMagnify Money's List of the Best High Yield Savings AccountsWhat is Clubhouse?Black Millennials fueled a surprising 2020 home-buying surge for African Americans@VisionPoet on IGLearn more about your ad choices. Visit podcastchoices.com/adchoices