WATCH▶️ Watch this episode on Youtube***EPISODE DESCRIPTIONIn this episode, Tom shares 5 insider tips you need to know for getting a proper mortgage pre-approval, and what a lot of banks and brokers don't want you to know.What was discu

18: 5 Ways To Pay Off Your Mortgage FASTER in 2024

9 days ago 16m 56s

WATCH▶️ Watch this episode on Youtube***EPISODE DESCRIPTIONIn this episode, Tom shares 5 key strategies on how to pay down your mortgage quicker, while also having benefits like saving on interest and eliminating consumer debt.What was

17: Bank of Canada CUTS Rate For First Time In 4 Years - What You Need To Know

11 days ago 5m 15s

WATCH▶️ Watch this episode on Youtube***EPISODE DESCRIPTIONIn this episode, Tom breaks down everything you need to know about the Bank of Canada's rate decision on June 5th, 2024.There's a lot of misconception out there on how the rate

16: Using your FHSA to Build CRAZY Wealth

18 days ago 9m 24s

WATCH▶️ Watch this episode on Youtube***EPISODE DESCRIPTIONIn this episode, Brandon shares an advanced wealth building strategy ("Hack the FHSA") you can do by combining your First Home Savings Account (FHSA), with a Hold Co., if you're pl

15: Attention Parents: Charge Your Child Rent

23 days ago 5m 41s

WATCH▶️ Watch this episode on Youtube***EPISODE DESCRIPTIONIn this episode, Brandon shares the reasons why you should be charging your adult kids rent, the lessons it will teach them, and how it can set up their financial future.***MOR

14: A Huge Market Opportunity

May 16th, 2024 3m 10s

WATCH▶️ Watch this episode on Youtube***EPISODE DESCRIPTIONIn this episode, Brandon shares a huge market opportunity that's happening right now thanks to the capital gains tax, and how you can take advantage of it for less money than you t

13: How Much Can I Expect to Spend On a Million Dollar Home?

May 9th, 2024 6m 3s

WATCH▶️ Watch this episode on Youtube***EPISODE DESCRIPTIONIn this episode, Tom shares how he and Brandon pre-approve clients by making a customized budget, and how much it would actually cost to purchase a million dollar home in Canada.

12: Canada Proposing Increased Capital Gains - What You Need To Know

Apr 30th, 2024 6m 12s

WATCH▶️ Watch this episode on Youtube***EPISODE DESCRIPTIONIn this episode, Tom & Brandon break down the new proposed increase in capital gains taxes set to come into affect in June (if it passes), and provide an example to help this make

11: *NEVER* Do These 10 Things When Getting a Mortgage

Apr 18th, 2024 10m 13s

WATCH▶️ Watch this episode on Youtube***EPISODE DESCRIPTIONIn this episode, Tom & Brandon share 10 things you should absolutely never do when getting a mortgage, because they will affect your application in a negative way.What was discu

10: Bank of Canada Holds Rates Steady - When Will We See Rate Cuts?

Apr 12th, 2024 8m 7s

WATCH▶️ Watch this episode on Youtube***EPISODE DESCRIPTIONIn this episode, Tom & Brandon explain the recent Bank of Canada Announcement which held the variable rate, meaning still no cuts this year after multiple increases since the pande

9: Mortgage Mistakes Canadians Need to Avoid

Apr 11th, 2024 6m 41s

WATCH▶️ Watch this episode on Youtube***EPISODE DESCRIPTIONIn this episode, Tom shares 5 common mortgage mistakes that cost individual Canadians thousands of dollar a year, and how you can avoid these pitfalls.What was discussed:→ Payi

8: Should You Wait to Buy a Home? 3 Things to Consider

Apr 4th, 2024 2m 57s

WATCH▶️ Watch this episode on Youtube***EPISODE DESCRIPTIONIn this episode, Brandon shares 3 things to consider if you're sitting on the fence and waiting to buy, and if now could be the right time for you.What was discussed:→ Normal r

7: Adjustable vs Variable Rate Mortgage | What’s Best?

Apr 3rd, 2024 5m 50s

WATCH▶️ Watch this episode on Youtube***EPISODE DESCRIPTIONIn this episode, Tom & Brandon explain the differences between two types of variable rate mortgages, adjustable and static, and what you need to consider when choosing them.What

6: Should You Declare More Income to Qualify With the Banks?

Apr 2nd, 2024 13m 27s

WATCH▶️ Watch this episode on Youtube***EPISODE DESCRIPTIONIn this episode, Tom & Brandon discuss if you should be declaring more income as an entrepreneur in order to qualify for a traditional bank mortgage, or less in order to pay less i

5: MORTGAGE BROKERS EXPLAIN: How to Have the Best Credit Score

Mar 31st, 2024 17m 20s

WATCH▶️ Watch this episode on Youtube***EPISODE DESCRIPTIONIn this episode, Brandon and Tom discuss what it takes to have sparkling credit. Let this episode be your go-to resource for all things related to your personal credit.What was

4: Biggest Mistakes Real Estate Investors Make with Their Taxes, with Tax Expert Cherry Chan

Mar 28th, 2024 24m 54s

WATCH▶️ Watch this episode on Youtube***EPISODE DESCRIPTIONIn this episode, Tom and Brandon are joined by Cherry Chan, CPA. Cherry is the Founder of Real Estate Tax Tips from Oakville, Ontario, a dedicated accounting practice for real esta

3: Renewing Your Mortgage In Canada - 4 Tips

Mar 22nd, 2024 9m 10s

WATCH▶️ Watch this episode on Youtube***EPISODE DESCRIPTIONIn this episode, Tom shares 4 things you should know if you're coming up for mortgage renewal in Canada.What was discussed:→ When you should start planning for renewal and asse

2: Multiple Offers? Do This To Win The Home

Mar 22nd, 2024 8m 30s

WATCH▶️ Watch this episode on Youtube***EPISODE DESCRIPTIONIn this episode, Brandon shares tips and tricks on how you can navigate multiple offers scenarios, and make sure you are the one who wins the house.What was discussed:→ Prepara

1: Mortgage Interest Rates In Canada | March 2024

Mar 22nd, 2024 4m 47s

WATCH▶️ Watch this episode on Youtube***EPISODE DESCRIPTIONIn this episode, Tom shares an update on Canadian interest rates for March, 2024, and the trend he sees in them.What was discussed:→ How fixed and variable rates work.→ Spread