Today we are going to be talking with Mike Milan who is the Senior Vice President of Finagraph. They provide Financial Intelligence On Demand. Today’s topic is:Interpreting Financial data: How to Turn Ratios Into Actions for Your Small Business.5 trends to watch in your business:– EBITDA– Gross Margin– Operation Expense– Debt to Equity– Mis-financingFinagraph Show Specials for Listeners.a.       We are offering 50% off of the first years subscription for your listeners who subscribe by Friday, January 9th, and 25% off of the first years subscription while the podcast is active on the site.  Use code CLOUD50 in the optional note section on the buy now form.b. Visit: www.finagraph.com/cloudtalkc.       Free download – a sample chapter for our textbook titled:  How to Deal with Your Banker.