In episode #13 of Coconut Avenue, we are joined by David Baey, the Co-founder of Mortgage Master. David has been a driving force in the mortgage industry for almost 10 years. He started out at DBS, specializing in mortgages and rose to become Branch Business Senior Relationship manager. He then led the Mortgage department at MoneySmart before co-founding Mortgage Master in 2019. And today, he will talk about something so important, but almost always neglected in a property purchase journey until the last stage - mortgage loan.

Tune in as we discuss with David about mortgage loans. How is the credit score in Singapore calculated? Is your mortgage loan so important that it can make or break your property purchase be it for your own stay or investment? With that said, how can you then prevent yourself from purchasing the wrong property due to insufficient knowledge about mortgages? What's the difference between like effective interest rates and flat interest rates? What are the 3 questions everyone should answer before deciding what property they want? Tune in to find out!

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