For the Alive and Clueless. '

I remember how traumatized I was when I learned about the inevitable evil of credit score and building a credit history but as the great quote says, " a lack of knowledge creates fear" . I am here to say FEAR.NO.MORE. I give you the breakdown into what goes into your credit score, how to build it up and small mistakes to avoid when accumulating debt. 100% Researched. 

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