TJ and Ashley’s story is a familiar one for many.

Their marriage started out happily enough. They were young college students and enjoyed each other a lot during their first few years together. But things changed when TJ started graduate school during an economic downturn. TJ felt a tremendous amount of anxiety about his financial future, given the dim prospects for most students at the time. Competition was fierce and in TJ’s determination to ensure his family’s economic stability, he dedicated himself to his studies, leaving little time or emotional bandwidth for anything else, including Ashley.