Many businesses that have been unable to operate during the COVID-19 shutdown have sought financial relief from their insurance providers in the form of business interruption coverage. But many insurers are outright rejecting such claims, leading to an uptick in bad faith lawsuits across the country. In Part 1 of our business interruption coverage, we focus on the policy language and exemptions at the center of debates between insurers and policyholders and whether there might be a path for businesses to win these cases.
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