All the glitz, glamour, gatherings and good tidings over the holidays can easily make you forget your disposable income has limits.Who wants to think about overspending when the jingle bells are rocking, the mistletoe is beckoning, peace and go

5 Mistakes Gen Zs Make When it Comes to Credit

Dec 4th, 2023 3m 24s

If you’re part of Gen Z, you’ve probably heard enough of grumpy Baby Boomers, Gen Xers and Millennials grumbling about how lazy the kids are these days or how the younger generation doesn’t have a work ethic or has a sense of entitlement.Yes, i

Pursuing a Mortgage with “Less-Than-Perfect” Credit

Nov 13th, 2023 4m 37s

Owning a home is the cornerstone of the American dream. There’s nothing like having a permanent plot of land you can call your own.But, if you’ve hit a rough patch with your credit score, this dream might feel like it’s out of reach. However, f

Finance for Teens: 5 Ways Young Adults Can Learn Good Money Habits

Oct 24th, 2023 4m 16s

If you’re a tween or teen trying to earn money or save for a goal, it can be hard to sort out the mixed messages about money you hear from the media, your friends — and even your family. Sometimes parents don’t like talking about money matters,

The Top 10 Student Loan Questions and Answers

Oct 2nd, 2023 5m 43s

One of the most significant developments to hit consumer pocketbooks is the requirement that they begin repaying federal student loans after payments were deferred during the COVID-19 pandemic, as a way of providing financial relief. Payments

What Are Credit Scores Actually Designed to Do?

Sep 18th, 2023 3m 32s

Credit scores have become a ubiquitous and valuable component of lending and borrowing. They revolutionized underwriting by streamlining the process and permitting centralized lending, where a policy can be deployed with ease across a bank’s e

4 Ways to Establish Credit if You Are Credit Invisible

Sep 5th, 2023 3m 1s

Are you “invisible” when it comes to getting the credit you need?According to the Consumer Financial Protection Bureau (CFPB) there are approximately 45 million people in the U.S. who can’t get the credit needed advance their lives. These peopl