This time Damon Day and Steve talk about debt settlement. Or at least that's what the podcast was supposed to focus on. It didn't take long before it ran off the rails.

But the show covers:

• What is debt settlement?
• What debt settlement is not.
• Is debt settlement always the best solution?
• Does debt settlement impact my credit?
• What are the facts about debt settlement?
• How do my debts get settled?
• Do creditors participate in debt settlement programs?
• What will my debt settlement payment be?
• Why debt settlement is like jumping out of an airplane.
• Does a debt settlement sales person consider my financial situation?
• What is the debt settlement representative really doing when I call?
• Who decides if debt settlement is right for me?
• What should you consider to solve your money troubles?
• How can someone in debt make a smart and intelligent decision about how to deal with their debt?
• What happens when you call a debt settlement company, credit counseling group, and a bankruptcy attorney?
• What is the right solution for my debt situation?
• A bankruptcy confession. What it was really like.
• Tax consequences of debt settlement.
• When is debt settlement a great option?
• What if I want to repay my creditors as promised?
• The best process for deciding how to tackle your debt problem.
• What are debt settlement, debt negotiations, debt intervention, debt validation?